21 Blue Spruce Ln, Monroe, CT 06468 Property Records

Monroe Town property record for 21 Blue Spruce Ln, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,991 sqft · built 2002
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Jul 2005)
Tax Bill	$17,133 (2026)
Deeds & Mortgages	Jul 2023 Refinance Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11900302`

Property Details

APN / Parcel Number

Primary APN	`11900302`
Alternative APNs	`MONR M:119 B:003 L:02` `MNRO M:119 B:003 L:02`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,991 sqft Living Area
Gross Area	6,760 sqft
1st Floor Area	3,061 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	11900302
Street Address	21 BLUE SPRUCE LN
City	MONROE
State	CT
Zip	06468-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	3
Legal Lot Number	2
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	100300

Owner

21 Blue Spruce Ln is owned and occupied by two individuals who bought it in July 2005.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 BLUE SPRUCE LN, MONROE, CT 06468-2059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO
Dec 10, 2018	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2005 · Amount on File
Deed Sale	Jul 21, 2005 · Amount on File
Prior Sale	Mar 27, 2003 · Amount on File
Deed Book / Page	1368 / 176
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	21 BLUE SPRUCE LN, MONROE, CT 06468-2059
Transaction Type	Mortgage
Record Updated	Apr 24, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002217-573
Date	Jul 14, 2023
Book Page	2217/573
Instrument	1338

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	21 BLUE SPRUCE LN, MONROE, CT 06468-2059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-47
Date	Dec 10, 2018
Book Page	2023/47

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 21 Blue Spruce Ln was $17,133, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,133.00 (+4.22%)	$573,410 (-) Land $133,210 Building $440,200	$781,100 (+94.6%)
2025	$16,440.00	$573,410 Land $133,210 Building $440,200	$401,387 Land $93,247 Building $308,140
2024	$16,440.00 (+13.28%)
2023	$14,513.00 (+1.87%)	$386,500 (-) Land $115,800 Building $270,700
2022	$14,246.00	$386,500 Land $115,800 Building $270,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Blue Spruce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Blue Spruce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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