21 Birch Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 21 Birch Rd, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,437 sqft · built 1953
Lot Size0.28 acres (12,214 sqft)
Owner2 Individual Names on Record
Last Sale$925,000 (Jul 2021)
Tax Bill$11,703 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Oct 2019 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-0000107B

Property Details

APN / Parcel Number

Primary APN12-0000107B
Alternative APN
  • NATI M:00000012 P:0000107B

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,437 sqft Living Area
1st Floor Area832 sqft
Basement Area261 sqft
Unfinished Basement261 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,214 sqft (0.28 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number12-0000107B
Street Address21 BIRCH RD
CityNATICK
StateMA
Zip01760-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group3
Census Block3009
Census Tract382500

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 BIRCH RD, NATICK, MA 01760-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2018Deed of Trust, Mortgage · Line of Credit
MIDDLESEX SAVINGS BANK
Oct 28, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
MIDDLESEX SAVINGS BANK
May 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
LATITUDE CAPITAL LLC
May 5, 2021Deed of Trust, Mortgage · Commercial Mortgage
LATITUDE CAPITAL LLC
Jul 1, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2021 · Amount on Record
Deed SaleJul 1, 2021 · Amount on Record
Prior SaleSep 24, 2002 · Amount on Record
Deed Document Number2021150192
Deed Book / Page78162 / 358
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 BIRCH RD, NATICK, MA 01760-1603
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number070896-334
DateApr 20, 2018
Book Page70896/334
Instrument54040
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 1, 2038

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 BIRCH RD, NATICK, MA 01760-1603
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number073536-344
DateOct 28, 2019
Book Page73536/344
Instrument166360
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 BIRCH RD, NATICK, MA 01760-1603
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077806-463
DateMay 19, 2021
Book Page77806/463
Instrument113441
Lender
NameLATITUDE CAPITAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address21 BIRCH RD, NATICK, MA 01760-1603
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077701-226
DateMay 5, 2021
Book Page77701/226
Instrument102778
Lender
NameLATITUDE CAPITAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateJul 1, 2021
Property Address21 BIRCH RD, NATICK, MA 01760-1603
Document Number078162-358
Book / Page78162 / 358
Instrument DateJul 1, 2021
Instrument150192
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21 BIRCH RD, NATICK, MA 01760-1603

Mortgage

Document Number0000150193
DateJul 1, 2021
Instrument150193
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,703.00 (+4.36%)$978,500 (+6.97%) Land $429,700 Building $548,800$1,073,500
2024$11,214.00 (+2.55%)$914,700 (+5.73%) Land $404,400 Building $510,300
2023$10,935.00$865,100 Land $388,800 Building $476,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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