21 Birch Dr, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 21 Birch Dr, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,833 sqft · built 2021
Lot Size	0.138 acres (6,020 sqft)
Owner	Individual Name on File
Last Sale	$730,000 (Jun 2026)
Tax Bill	$8,225 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0014 B:0217 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0014 B:0217 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,833 sqft Living Area
Gross Area	3,609 sqft
Basement Area	1,113 sqft
Unfinished Basement	1,113 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,020 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21 BIRCH DR
City	PEPPERELL
State	MA
Zip	01463-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Block	217
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	3
Census Block	3009
Census Tract	327102

Owner

21 Birch Dr is owned and occupied by an individual who bought it in June 2026.

Source: Middlesex County and Pepperell Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE EQUITY PARTNERS
Feb 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE PROS INC
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Apr 12, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jan 31, 2022	Quit Claim Deed, Transfer
Nov 30, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Apr 12, 2023 · Amount on File
Deed Document Number	202672029
Deed Book / Page	85745 / 128
Prior Transfer Date	Jun 12, 2026
Prior Transfer Doc	0000072029
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jun 16, 2026
Property Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Document Number	0000072029
Book / Page	85745 / 128
Instrument Date	Jun 12, 2026
Instrument	202672029
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BIRCH DR, PEPPERELL, MA 01463-1109

Mortgage

Date	Jun 16, 2026

Lender

Name	MORTGAGE EQUITY PARTNERS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085225-415
Date	Feb 12, 2026
Book Page	85225/415
Instrument	16093

Lender

Name	MORTGAGE PROS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085083-582
Date	Jan 5, 2026
Book Page	85083/582
Instrument	346

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Apr 12, 2023
Property Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Document Number	081419-376
Book / Page	81419 / 376
Instrument Date	Apr 12, 2023
Instrument	36513
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BIRCH DR, PEPPERELL, MA 01463-1109

Mortgage

Document Number	0000036514
Date	Apr 12, 2023
Instrument	36514

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	May 1, 2033
Max Rate At Change	2.75%
Index	Other

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jan 31, 2022
Property Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Document Number	0079616-77
Book / Page	79616 / 77
Instrument Date	Jan 31, 2022
Instrument	16565
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 BIRCH DR, PEPPERELL, MA 01463-1109

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Nov 30, 2021
Property Address	21 BIRCH DR, PEPPERELL, MA 01463-1109
Document Number	0079254-19
Book / Page	79254 / 19
Instrument Date	Nov 30, 2021
Instrument	259551
Transaction Type	Transfer
Record Updated	Jan 17, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BIRCH DR, PEPPERELL, MA 01463-1109

Tax Assessment & Valuation

The 2025 property tax bill for 21 Birch Dr was $8,225, up 8.8% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,225.00 (+8.83%)	$562,200 (+6.74%) Land $133,000 Building $429,200
2024	$7,558.00 (+1.63%)	$526,700 (+7.23%) Land $121,400 Building $405,300
2023	$7,437.00	$491,200 Land $109,800 Building $381,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Birch Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1987)
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Birch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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