21 Baystone, Petal, MS 39465 Property Records

Forrest County property record for 21 Baystone, Petal, MS 39465

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,237 sqft · built 2022
Lot Size0.567 acres (24,719 sqft)
Owner2 Individual Names on File
Tax Bill$2,765 (2025)
Deeds & MortgagesMay 2022 Mortgage
Oct 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-004Z-12-001.19

Property Details

APN / Parcel Number

Primary APN1-004Z-12-001.19
Alternative APNs
  • 045882
  • 45882

Interior

Full Baths4 Baths
Building Area2,237 sqft Living Area
1st Floor Area2,237 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialShingles
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,719 sqft (0.567 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number45882
Street Address21 BAYSTONE
CityPETAL
StateMS
Zip39465-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 OF STONEBRIDGE SUB PHASE 1
Legal Range13W
Legal Township05N
Legal Section12
Legal SubdivisionSTONEBRIDGE SUBDIVISION PHASE
Legal Phase1
Legal Lot Number17
JurisdictionFORREST MS
Township / Civil Division3
Census Block Group1
Census Block1007
Census Tract10104

Owner

21 Baystone is owned and occupied by two individuals who acquired it in April 2022.

Source: Forrest County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address21 BAYSTONE, PETAL, MS 39465-5603
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST SOUTHERN BANK
Oct 20, 2022Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MTG CORP
Oct 20, 2022Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MTG CORP
Apr 13, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2022
Deed SaleApr 13, 2022
Prior SaleMar 1, 2022
Deed Document Number2022835990
Deed Book / Page1392 / 83
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Property Address21 BAYSTONE, PETAL, MS 39465-5603
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002422/116
DateMay 2, 2022
Book Page2422/116
Instrument836611
Lender
NameFIRST SOUTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueApr 20, 2023
Interest
Rate TypeFixed Rate

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORREST MS
Property Address21 BAYSTONE, PETAL, MS 39465-5603
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002453/398
DateOct 20, 2022
Book Page2453/398
Instrument844011
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORREST MS
Recording DateOct 20, 2022
Property Address21 BAYSTONE, PETAL, MS 39465-5603
Document Number001407/121
Book / Page1407 / 121
Instrument DateOct 19, 2022
Instrument844010
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20 CHANSE AVE, PETAL, MS 39465-8707

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21 BATSON RD, PETAL, MS 39465-4166

Mortgage

Document Number0000844011
DateOct 20, 2022
Instrument844011
Lender
NameFAIRWAY INDEPENDENT MTG CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFORREST MS
Recording DateApr 13, 2022
Property Address21 BAYSTONE, PETAL, MS 39465-5603
Document Number0001392/83
Book / Page1392 / 83
Instrument DateMar 14, 2022
Instrument835990
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25083 DESCHAMP RD, KILN, MS 39556

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 CHANSE AVE, PETAL, MS 39465-8707
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 21 Baystone was $2,765 with a homeowner's exemption.

Source: Forrest County assessment roll, as of March 9, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyForrest County
Unified School DistrictPetal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,765.00 Homeowner's exemption$23,245$232,450 Land $30,000 Building $202,450
2023$1,837.00 Homeowner's exemption$173,590 (+57,763.33%)$173,590 (+8,579.5%) Land $4,990 Building $168,600
2022$300$2,000 Land $2,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Baystone in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2018–2022)
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Baystone is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 85% of Mississippi
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTABUCHIE WATER ASSOCIATION
public/private · serves 2,363 people · EPA ID MS0180006
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
defastlink
Fiber
1,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

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