Worcester County and Gardner City property record for 21 Bates Rd, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 884 sqft · built 1915 |
| Lot Size | 0.25 acres (10,895 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,500 (Jul 1992) |
| Tax Bill | $36 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:L-25 B:0003 L:0036 |
| Primary APN | M:L-25 B:0003 L:0036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 884 sqft Living Area |
| Gross Area | 3,201 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,895 sqft (0.25 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 BATES RD |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Legal Lot Number | 36 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records · APN M:L-25 B:0003 L:0036
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 BATES RD, GARDNER, MA 01440-1808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Sep 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 1992 · Amount on Record |
| Deed Sale | Jul 17, 1992 · Amount on Record |
| Prior Sale | Dec 22, 1987 · Amount on Record |
| Deed Book / Page | 14381 / 216 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 21 BATES RD, GARDNER, MA 01440-1808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64449-79 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 64449/79 |
| Instrument | 20766 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 21 BATES RD, GARDNER, MA 01440-1808 |
| Document Number | 61182-304 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21 BATES RD GARDNER MA 014401808, GARDNER, MA 01440-1808 |
| Document Number | 61182-304 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 061182/000304 |
| Instrument | 104560 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 03, 2039 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36.00 (-98.99%) | $251,000 (+5.24%) Land $69,000 Building $182,000 | $279,965 |
| 2024 | $3,575.00 (+7.07%) | $238,500 (+15.22%) Land $62,800 Building $175,700 | |
| 2023 | $3,339.00 | $207,000 Land $61,900 Building $145,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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