21 Baldwin Dr, Waterford, CT 06385 Property Records

Waterford Town property record for 21 Baldwin Dr, Waterford, CT 06385

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,272 sqft · built 1968
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$470,000 (Jan 2007)
Tax Bill$12,763 (2026)
Deeds & MortgagesJun 2022 Refinance
Flood ZoneZone X (moderate risk)
APNWATE M:145 L:161

Property Details

APN / Parcel Number

Primary APNWATE M:145 L:161
Alternative APNs
  • WFRD M:145 L:161
  • 0014900
  • 14900

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,272 sqft Living Area
Gross Area4,687 sqft
Basement Area369 sqft
Unfinished Basement369 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialShingle
Lot Area29,621 sqft (0.68 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant
Heating FuelElectric

Location & Zoning

Account Number14900
Street Address21 BALDWIN DR
CityWATERFORD
StateCT
Zip06385-2707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20W
Legal Lot Number161
JurisdictionWATERFORD CT
Township / Civil DivisionWATERFORD
Census Block Group4
Census Block4018
Census Tract693400

Owner

21 Baldwin Dr is owned and occupied by two individuals who bought it in January 2007.

Source: Waterford Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 BALDWIN DR, WATERFORD, CT 06385-2707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2007 · Amount on File
Deed SaleJan 29, 2007 · Amount on File
Deed Book / Page928 / 219
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERFORD CT
Property Address21 BALDWIN DR, WATERFORD, CT 06385-2707
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001786-134
DateJun 28, 2022
Book Page1786/134
Instrument166833
Lender
NameLIBERTY BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 21 Baldwin Dr was $12,763, up 5.1% from the year before.

Source: Waterford Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWaterford Town
Unified School DistrictWaterford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,763.00 (+5.05%)$520,070 (-) Land $219,090 Building $300,980$483,123 (+32.71%)
2025$12,149.00$520,070 Land $219,090 Building $300,980$364,049 Land $153,363 Building $210,686
2024$12,149.00 (+18.1%)
2023$10,287.00$485,240 Land $219,090 Building $266,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Baldwin Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Baldwin Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 86% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD WPCA
serves 16,578 people · EPA ID CT1520071
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Baldwin Dr

Nearby Streets

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