21 Baker Rd, Chester, CT 06412 Property Records

Chester Town property record for 21 Baker Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,412 sqft · built 1991
Lot Size	3.97 acres (172,933 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Jun 2023)
Tax Bill	$9,152 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:13 B:231`

Property Details

APN / Parcel Number

Primary APN	`CHES M:13 B:231`
Alternative APNs	`CSTR M:13 B:231` `00057800` `57800`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	3,907 sqft
Basement Area	1,529 sqft
Unfinished Basement	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	172,933 sqft (3.97 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	57800
Street Address	21 BAKER RD
City	CHESTER
State	CT
Zip	06412-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	FOX MDWS
Legal Block	231
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2015
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 BAKER RD, CHESTER, CT 06412-1128
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 18, 2025	Quit Claim Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
May 4, 2020	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Jul 22, 2019	Quit Claim Deed, Transfer UNKNOWN
Oct 22, 2018	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINL CORP
Oct 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Oct 22, 2018 · Amount on Record
Deed Document Number	2023519
Deed Book / Page	183 / 387
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	172-669
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000178-2
Date	Apr 19, 2021
Book Page	178/2

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Aug 18, 2025
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Document Number	0000187-83
Book / Page	187 / 83
Instrument Date	Aug 13, 2025
Instrument	2025-00000071
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BAKER RD, CHESTER, CT 06412-1128

Mortgage

Document Number	0000018785
Date	Aug 18, 2025
Instrument	187/85

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Jun 7, 2023
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Document Number	000183-387
Book / Page	183 / 387
Instrument Date	Jun 6, 2023
Instrument	20230-00000519
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000183390
Date	Jun 7, 2023
Instrument	183/390

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	178-2
Date	Apr 19, 2021
Book Page	178/2

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174-633
Date	May 4, 2020
Book Page	174/633

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Jul 22, 2019
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Document Number	172-669
Book / Page	000172 / 000669
Instrument Date	Jul 17, 2019
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 BAKER RD CHESTER CT 064121128, CHESTER, CT 06412-1128

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Oct 22, 2018
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Document Number	171-242
Book / Page	171 / 242
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.33
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1710245
Date	Oct 22, 2018
Instrument	00171/0245

Lender

Name	HOME POINT FINL CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Oct 22, 2018
Property Address	21 BAKER RD, CHESTER, CT 06412-1128
Document Number	171-240
Book / Page	000171 / 000240
Instrument Date	Oct 2, 2018
Instrument	738
Transaction Type	Transfer
Record Updated	Nov 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MOORE AVE OLD LYME CT 063711216, OLD LYME, CT 06371-1216

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,152.00	$337,960 (+32.51%) Land $70,980 Building $266,980	$236,572 Land $49,686 Building $186,886
2024	$9,152.00 (+20.82%)
2023	$7,575.00 (+0.68%)	$255,040 (-) Land $70,640 Building $184,400
2022	$7,524.00	$255,040 Land $70,640 Building $184,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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