21 Bailey Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 21 Bailey Rd, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,718 sqft · built 1953
Lot Size	0.448 acres (19,522 sqft)
Owner	Individual Name on File
Last Sale	$223,500 (Mar 2008)
Tax Bill	$4,186 (2026)
Deeds & Mortgages	May 2023 Mortgage May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:17A B:E20`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:17A B:E20`
Alternative APN	`17AE20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	19,522 sqft (0.448 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	17AE20
Street Address	21 BAILEY RD
City	OXFORD
State	MA
Zip	01540-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	E20
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1003
Census Tract	753100

Owner

21 Bailey Rd is owned and occupied by an individual who bought it in March 2008.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21 BAILEY RD, OXFORD, MA 01540-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 22, 2017	Deed of Trust, Mortgage RCAP SOLUTIONS FNCL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2008 · Amount on File
Deed Sale	Mar 11, 2008 · Amount on File
Deed Document Number	200825686
Deed Book / Page	42536 / 23
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	21 BAILEY RD, OXFORD, MA 01540-1201
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069153-351
Date	May 19, 2023
Book Page	69153/351
Instrument	38769

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	21 BAILEY RD, OXFORD, MA 01540-1201
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067630-186
Date	May 23, 2022
Book Page	67630/186
Instrument	55854

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	21 BAILEY RD, OXFORD, MA 01540-1201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58231-128
Date	Dec 22, 2017
Book Page	58231/128
Instrument	143724

Lender

Name	RCAP SOLUTIONS FNCL

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 Bailey Rd was $4,186, up 8,620.8% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,186.00 (+8,620.83%)	$342,300 (-9.87%) Land $79,500 Building $262,800	$439,038 (+8.31%)
2025	$48.00 (-99.02%)	$379,800 (+4.23%) Land $91,400 Building $288,400	$405,365
2024	$4,912.00 (+8.05%)	$364,400 (+9.33%) Land $84,800 Building $279,600
2023	$4,546.00	$333,300 Land $75,700 Building $257,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Bailey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Bailey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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