Campbell County property record for 21 Azalea Ter, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,344 sqft · built 1956 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $474,000 (Jul 2025) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Jul 2025 Sale Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-614.00 |
| Primary APN | 999-99-15-614.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 128 ft deep x 75 ft wide |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21 AZALEA TER |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-4042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SEC E VISTA |
| Legal Subdivision | VISTA VIEW |
| Legal Phase | E |
| Legal Lot Number | 8 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 52301 |
21 Azalea Ter is owner-occupied and held in a trust since July 2025.
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 21 AZALEA TER, FORT THOMAS, KY 41075-4042 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 28, 2025 | Warranty Deed, Transfer |
| Apr 20, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage RIVER CITY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Prior Sale | Apr 20, 2021 · Amount on File |
| Deed Document Number | 20255421909 |
| Deed Book / Page | 875 / 79 |
| Prior Transfer Date | Sep 24, 2010 |
| Prior Transfer Doc | 0001900222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 28, 2025 |
| Property Address | 21 AZALEA TER, FORT THOMAS, KY 41075-4042 |
| Document Number | 0005421909 |
| Book / Page | D875 / 79 |
| Map Reference | MB 7 PG 60 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 5421909 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $474.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57 DALE AVE, FORT THOMAS, KY 41075-2501 |
| Name | Verified Name |
|---|---|
| Address | 21 AZALEA TER, FORT THOMAS, KY 41075-4042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Apr 20, 2021 |
| Property Address | 21 AZALEA TER, FORT THOMAS, KY 41075-4042 |
| Document Number | 0005130408 |
| Book / Page | D824 / 21 |
| Map Reference | MB 7 PG 60-E |
| Instrument Date | Jan 21, 2021 |
| Instrument | 5130408 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 AZALEA TER, FORT THOMAS, KY 41075-4042 |
| Document Number | 0005130409 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 5130409 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 21 Azalea Ter was $987.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 | $267,500 Land $30,000 Building $237,500 | $267,500 Land $30,000 Building $237,500 |
| 2023 | $966.00 (-2.52%) | $244,800 (-) Land $29,800 Building $215,000 | $244,800 (-) Land $29,800 Building $215,000 |
| 2022 | $991.00 | $244,800 Land $29,800 Building $215,000 | $244,800 Land $29,800 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Azalea Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2016 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Azalea Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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