21 Avondale Spring Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 21 Avondale Spring Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,374 sqft · built 2003
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$338,838 (Feb 2004)
Tax Bill	$7,461 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T032500319`

Property Details

APN / Parcel Number

Primary APN	`T032500319`
Alternative APN	`2-0126-9074-00-0008.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,374 sqft Living Area
1st Floor Area	1,930 sqft
Basement Area	1,924 sqft
Finished Basement	481 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T032500319
Old Parcel Number	T032500319
Street Address	21 AVONDALE SPRING CT
City	O FALLON
State	MO
Zip	63368-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVONDALE SPRING LOT 8
Legal Range	03E
Legal Township	46N
Legal Subdivision	AVONDALE SPRING
Legal Lot Number	8
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2002
Census Tract	311739

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 AVONDALE SPRING CT, O FALLON, MO 63368-8653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Apr 6, 2018	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 12, 2004 · Amount on Record
Deed Sale	Feb 12, 2004 · Amount on Record
Deed Document Number	0003781938
Deed Book / Page	3781 / 938
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 AVONDALE SPRING CT, O FALLON, MO 63368-8653
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000582510
Date	Sep 18, 2017
Book Page	6808/0280
Instrument	20170918000582510

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT CHARLES, MO 63304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2037

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 AVONDALE SPRING CT, O FALLON, MO 63368-8653
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184060
Date	Apr 6, 2018
Book Page	6901/2036
Instrument	20180406000184060

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 AVONDALE SPRING CT, O FALLON, MO 63368-8653
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 AVONDALE SPRING CT, O FALLON, MO 63368-8653

Mortgage

Document Number	0000025016
Date	Mar 22, 2021
Instrument	2021R-025016

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,461.00	$116,709 (+11.49%)	$614,260 (+11.49%)
2023		$104,685
2022			$550,971 Land $70,000 Building $480,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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