21 Arnold Dr, Texarkana, AR 71854 Property Records

Miller County property record for 21 Arnold Dr, Texarkana, AR 71854

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,744 sqft · built 1975
Lot Size0.448 acres (19,515 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Apr 2022)
Tax Bill$882 (2026)
Deeds & MortgagesMar 2020 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN1150060

Property Details

APN / Parcel Number

Primary APN1150060
Alternative APN
  • 24597

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,744 sqft Living Area
1st Floor Area1,744 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area19,515 sqft (0.448 acres)
Garage TypeAttached
Garage Area528 sqft
DrivewayConcrete Driveway
Driveway Area800 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area96 sqft
Patio Area120 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21 ARNOLD DR
CityTEXARKANA
StateAR
Zip71854-3901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 85' OF LOT 8 & W 45' OF LOT 9
Legal Range28W
Legal Township15S
Legal Section20
Legal SubdivisionARNOLD ACRES
Legal Block1
Legal Lot Number8,9
JurisdictionMILLER AR
Township / Civil DivisionGARLAND
Census Block Group1
Census Block1010
Census Tract20702

Owner

21 Arnold Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Miller County records, as of October 6, 2026

Owner of Record2 Individual Names on File
Mailing Address21 ARNOLD DR, TEXARKANA, AR 71854-3901
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · FHA Mortgage
ACADEMY MORTGAGE CORP
Mar 11, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
Apr 25, 2022Warranty Deed, Transfer · FHA Mortgage
COMMERCIAL NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2022 · Amount on File
Deed SaleApr 25, 2022 · Amount on File
Prior SaleMar 20, 2020 · Amount on File
Deed Document Number20223478
Transfer Doc0000002003
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER AR
Property Address21 ARNOLD DR, TEXARKANA, AR 71854-3901
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R002106
DateMar 20, 2020
Instrument2020R002106
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER AR
Property Address21 ARNOLD DR, TEXARKANA, AR 71854-3901
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R001549
DateMar 11, 2021
Instrument2021R001549
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLER AR
Recording DateApr 25, 2022
Property Address21 ARNOLD DR, TEXARKANA, AR 71854-3901
Document Number2022R003478
Instrument DateApr 22, 2022
Instrument2022R003478
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanySOUTHWEST TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5002 COUNTRY RD, TEXARKANA, AR 71854-8084

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ARNOLD DR, TEXARKANA, AR 71854-3901

Mortgage

Document Number2022R003479
DateApr 25, 2022
Instrument2022R003479
Lender
NameCOMMERCIAL NATIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 21 Arnold Dr was $882 with a homeowner's exemption, down 0.5% from the year before.

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyMiller County
MunicipalityTexarkana City
Unified School DistrictTexarkana School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$882.00 (-0.45%) Homeowner's exemption$31,940 (-) Land $2,640 Building $29,300$159,700 (-) Land $13,200 Building $146,500
2025$886.00 Homeowner's exemption$31,940 Land $2,640 Building $29,300$159,700 Land $13,200 Building $146,500
2023$928.00 Homeowner's exemption$24,660 Land $2,640 Building $22,020$123,300 Land $13,200 Building $110,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Arnold Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims49 (1983–2025)
Claims Outside the SFHA11 of 49
Most Recent ClaimApr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Apr 2025 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Arnold Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXARKANA WATER UTILITIES
serves 50,815 people · EPA ID AR0000360
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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