21 Arcadia Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 21 Arcadia Pl, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,058 sqft · built 1921
Lot Size0.103 acres (4,530 sqft)
OwnerIndividual Name on Record
Last Sale$323,000 (Aug 2017)
Tax Bill$8,716 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN046-0003-0131-00

Property Details

APN / Parcel Number

Primary APN046-0003-0131-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,058 sqft Living Area
1st Floor Area1,030 sqft
2nd Floor Area1,028 sqft
Upper Floors Area559 sqft
Basement Area666 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1921
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area4,530 sqft (0.103 acres)
Lot Dimensions121 ft deep x 42 ft wide
PorchPorch
Porch Area184 sqft
Patio Area253 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address21 ARCADIA PL
CityCINCINNATI
StateOH
Zip45208-2802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description21 ARCADIA CT 41.76 X 121.27 IRR LOT 21 ARCADIA SUB
Legal SubdivisionARCADIA SUB
Legal Lot Number21
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group3
Census Block3000
Census Tract4900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 ARCADIA PL, CINCINNATI, OH 45208-2802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Aug 21, 2017Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2017 · Amount on Record
Deed SaleAug 21, 2017 · Amount on Record
Deed Document Number0000006413
Record UpdatedJun 8, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address21 ARCADIA PL, CINCINNATI, OH 45208-2802
Document Number0000045078
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ARCADIA PL CINCINNATI OH 452082802, CINCINNATI, OH 45208-2802

Mortgage

Document Number0000045078
DateMay 14, 2020
Book Page014168/000241
Instrument45078
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 13, 2035

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 21, 2017
Property Address21 ARCADIA PL, CINCINNATI, OH 45208-2802
Document Number0000006413
Map ReferenceMB 23 PG 72
Instrument DateAug 21, 2017
Instrument17-0076413
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$969.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ARCADIA PL, CINCINNATI, OH 45208-2802

Mortgage

Document Number0000006414
DateAug 21, 2017
Instrument17-0076414
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,716.00 (+3.53%)$171,227 (-) Land $66,878 Building $104,349
2024$8,419.00 (-2.22%)$171,227 (-) Land $66,878 Building $104,349
2023$8,610.00 (+18.61%)$171,227 (+31.54%) Land $66,878 Building $104,349$489,220 (+31.54%) Land $191,080 Building $298,140
2022$7,259.00 Homeowner's exemption$130,173 Land $48,843 Building $81,330
2020$371,920 Land $139,550 Building $232,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1989–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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