Essex County and North Andover Town property record for 21 Appleton St, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,059 sqft · built 1840 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,688 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M_233121_9 |
| Primary APN | M_233121_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,059 sqft Living Area |
| Gross Area | 4,637 sqft |
| 1st Floor Area | 1,489 sqft |
| Basement Area | 1,201 sqft |
| Unfinished Basement | 1,201 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 73,181 sqft (1.68 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | M_233121_936510 |
|---|---|
| Street Address | 21 APPLETON ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | B0047 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 253205 |
Source: Essex County and North Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 APPLETON ST, NORTH ANDOVER, MA 01845-3119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 2, 2022 | Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2004 |
| Deed Sale | Apr 1, 2004 |
| Deed Document Number | 200413158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 21 APPLETON ST, NORTH ANDOVER, MA 01845-3119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017613-338 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 17613/338 |
| Instrument | 25728 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Dec 1, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.07% |
| Type Change Date | Dec 1, 2022 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 21 APPLETON ST, NORTH ANDOVER, MA 01845-3119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017613-322 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 17613/322 |
| Instrument | 25727 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Dec 1, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.07% |
| Type Change Date | Dec 1, 2022 |
| Index | Other |
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,688.00 (+5.73%) | $860,400 (+4.14%) Land $378,500 Building $481,900 | $813,675 |
| 2024 | $9,163.00 (-5.35%) | $826,200 (+4.46%) Land $356,700 Building $469,500 | |
| 2023 | $9,681.00 | $790,900 Land $327,000 Building $463,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1998–2014) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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