21 Applegate St, Red Bank, NJ 07701 Property Records

Monmouth County and Middletown Township property record for 21 Applegate St, Red Bank, NJ 07701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,500 sqft · built 1927
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Tax Bill$12,912 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN32-01021-0000-00005

Property Details

APN / Parcel Number

Primary APN32-01021-0000-00005
Alternative APNs
  • 320102100005
  • 1151

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,500 sqft Living Area
1st Floor Area1,384 sqft
Upper Floors Area748 sqft
Basement Area1,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
Deck Area520 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number1151
Street Address21 APPLEGATE ST
CityRED BANK
StateNJ
Zip07701-5501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionINCL BLKD 9 LOTS 26 - 28
Legal SubdivisionRIVER PLAZA
Legal Block1021
Legal Lot Number5
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group3
Census Block3006
Census Tract801300

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 APPLEGATE ST, RED BANK, NJ 07701-5501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
OCEANFIRST BANK
Sep 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
TWO RIVER CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address21 APPLEGATE ST, RED BANK, NJ 07701-5501
Transaction TypeMortgage
Record UpdatedJun 3, 2021
Title CompanyTRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095109084
DateMay 14, 2021
Book Page9510/9084
Instrument2021077997
Lender
NameOCEANFIRST BANK
TypeBank
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address21 APPLEGATE ST, RED BANK, NJ 07701-5501
Document Number0000098757
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedOct 24, 2018
Title CompanyTRAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 APPLEGATE ST RED BANK NJ 077015501, RED BANK, NJ 07701-5501

Mortgage

Document Number0000098757
DateOct 5, 2018
Book Page009315/003245
Instrument98757
Lender
NameTWO RIVER CMNTY BK
TypeBank
AddressTINTON FALLS, NJ 07724
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 4, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$922,700 (+15.34%) Land $592,500 Building $330,200$922,700 (+15.34%) Land $592,500 Building $330,200
2025$12,912.00 (+3.38%)$800,000 (+22.66%) Land $507,500 Building $292,500$800,000 (+22.66%) Land $507,500 Building $292,500
2024$12,490.00 (+23.07%)
2023$652,200 Land $394,700 Building $257,500$652,200 Land $394,700 Building $257,500
2022$10,149.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2007–2012)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

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