Washington County property record for 21 Amanda Dr, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,280 sqft · built 2001 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,900 (Sep 2001) |
| Tax Bill | $2,988 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-034482 |
| Primary APN | 07-034482 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,280 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 64 sqft |
| Deck Area | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 034482 |
|---|---|
| Street Address | 21 AMANDA DR |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 357 0.23 ACRE 21 AMANDA DR WHISPERING HILLS |
| Legal Subdivision | WHISPERING HILLS |
| Legal Block | 6 |
| Legal Lot Number | 357 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit PATRIOT FCU |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 29, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2001 · Amount on Record |
| Deed Sale | Sep 28, 2001 · Amount on Record |
| Deed Document Number | 20018876 |
| Deed Book / Page | 1700 / 254 |
| Last Transfer Date | Jun 22, 2017 |
| Transfer Doc | 0055350321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 21 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0077660263 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 7766/263 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 21 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CHOICE TITLE, CHOICE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0067580166 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 6758/166 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jun 29, 2017 |
| Property Address | 21 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Document Number | 0055350321 |
| Book / Page | 5535 / 0321 |
| Map Reference | PL4951 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 5535-0321 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CHOICE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21 AMANDA DR, SMITHSBURG, MD 21783-1573 |
| Document Number | 0055350325 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 5535-0325 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,988.00 (+6.37%) | $328,000 (+6.39%) | $347,700 (-) Land $65,000 Building $282,700 |
| 2025 | $2,809.00 (+6.85%) | $308,300 (+15.25%) | $347,700 (+20.48%) Land $65,000 Building $282,700 |
| 2024 | $2,629.00 (+7.44%) | ||
| 2023 | $2,447.00 | $267,500 | $288,600 Land $65,000 Building $223,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 250 |
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