21 Alder Rd, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 21 Alder Rd, Annapolis, MD 21403

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,152 sqft · built 1954
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on File
Last Sale	$176,000 (Jun 2013)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-955-03530800`

Property Details

APN / Parcel Number

Primary APN	`06-955-03530800`
Alternative APNs	`695503530800` `95503530800`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,960 sqft (0.206 acres)
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	95503530800
Street Address	21 ALDER RD
City	ANNAPOLIS
State	MD
Zip	21403-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19 BK A PL 2 VICTOR HAVEN
Legal Subdivision	VICTOR HAVEN
Legal Block	A
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	706303

Owner

21 Alder Rd is owned and occupied by two individuals who bought it in June 2013.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 ALDER RD, ANNAPOLIS, MD 21403-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2013 · Amount on File
Deed Sale	Jun 28, 2013 · Amount on File
Prior Sale	Jun 17, 1998 · Amount on File
Deed Book / Page	26335 / 415
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	21 ALDER RD, ANNAPOLIS, MD 21403-2707
Document Number	0352720094
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 ALDER RD ANNAPOLIS MD 214032707, ANNAPOLIS, MD 21403-2707

Mortgage

Document Number	0352720094
Date	Sep 23, 2020
Book Page	035272/000094

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341-3163

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 Alder Rd was $3,759 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,400 Land $267,300 Building $93,100	$360,400 Land $267,300 Building $93,100
2025	$3,759.00
2023	$3,298.00 Homeowner's exemption	$232,700 Land $138,600 Building $94,100	$232,700 Land $138,600 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Alder Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Alder Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20