Middlesex County and Acton Town property record for 21 Alcott St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,654 sqft · built 1961 |
| Lot Size | 0.565 acres (24,600 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $645,000 (Jul 2018) |
| Tax Bill | $15,253 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G4 B:0114 L:0000 |
| Primary APN | ACTO M:00G4 B:0114 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| Gross Area | 3,686 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,600 sqft (0.565 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 21 ALCOTT ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 114 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G4 B:0114 L:0000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 21 ALCOTT ST, ACTON, MA 01720-5548 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · ARM SISTAR MORTGAGE COMPANY |
| Sep 26, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIGITAL FCU |
| May 01, 2020 | Deed of Trust, Mortgage · ARM DIGITAL FCU |
| Jul 18, 2018 | Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | Jul 23, 2004 · Amount on Record |
| Deed Document Number | 2018107238 |
| Deed Book / Page | 71334 / 575 |
| Last Transfer Date | Nov 05, 2024 |
| Transfer Doc | 083591-446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jun 11, 2026 |
| Property Address | 21 ALCOTT ST, ACTON, MA 01720-5548 |
| Document Number | 0000069275 |
| Book / Page | 85720 / 544 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202669275 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 ALCOTT ST, ACTON, MA 01720-5548 |
| Document Number | 085720-544, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 85720/544 |
| Instrument | 202669275 |
| Name | SISTAR MORTGAGE COMPANY |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 01, 2027 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 ALCOTT ST, ACTON, MA 01720-5548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083280-554 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 83280/554 |
| Instrument | 108980 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 21 ALCOTT ST, ACTON, MA 01720-5548 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074589-241 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 74589/241 |
| Instrument | 65432 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jun 01, 2025 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Jul 18, 2018 |
| Property Address | 21 ALCOTT ST, ACTON, MA 01720-5548 |
| Document Number | 71334-575 |
| Book / Page | 071334 / 000575 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 107238 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,941.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 ALCOTT ST ACTON MA 017205548, ACTON, MA 01720-5548 |
| Document Number | 71334-577 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 071334/000577 |
| Instrument | 107239 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,253.00 (+6.06%) | $889,400 (+3.09%) Land $345,400 Building $544,000 | $852,720 (+4.46%) |
| 2024 | $14,381.00 | $862,700 Land $345,400 Building $517,300 | $816,335 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 139 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA2002000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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