21 Alba W, Irvine, CA 92620 Property Records

Orange County property record for 21 Alba W, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 2,833 sqft · built 1980
Lot Size	0.131 acres (5,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,620,000 (Aug 2022)
Tax Bill	$17,671 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`530-081-34`

Property Details

APN / Parcel Number

Primary APN	`530-081-34`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,833 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	5,700 sqft (0.131 acres)
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21 ALBA W
City	IRVINE
State	CA
Zip	92620-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9369 BLK LOT 10
Legal Subdivision	TARCT NO 9369
Legal Tract	9369
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5000
Census Tract	52421

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 ALBA W, IRVINE, CA 92620-7913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Grant Deed, Transfer · Conventional Mortgage DIGITAL FCU
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 24, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 19, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Dec 31, 1998 · Amount on Record
Deed Document Number	2022274336
Prior Transfer Date	Sep 10, 2010
Prior Transfer Doc	0000464238
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 10, 2022
Property Address	21 ALBA W, IRVINE, CA 92620-7913
Document Number	0000274336
Map Reference	MB 399 PG 26-28
Instrument Date	Jul 14, 2022
Instrument	2022000274336
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21 ALBA W, IRVINE, CA 92620-7913

Mortgage

Document Number	0000274337
Date	Aug 10, 2022
Instrument	2022000274337

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.75%
Index	Other
Margin	3
Max Rate	8.75%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 ALBA W, IRVINE, CA 92620-7913
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ALBA W, IRVINE, CA 92620-7913

Mortgage

Document Number	0000410438
Date	Jun 23, 2021
Instrument	2021000410438

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 ALBA W, IRVINE, CA 92620-7913
Document Number	0000003373
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	21 ALBA W IRVINE CA 926207913, IRVINE, CA 92620-7913

Mortgage

Document Number	0000003373
Date	Jan 6, 2020
Instrument	3373

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 ALBA W, IRVINE, CA 92620-7913
Document Number	0000000063
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 ALBA W IRVINE CA 926207913, IRVINE, CA 92620-7913

Mortgage

Document Number	0000000063
Date	Jan 3, 2017
Instrument	63

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,719,156 (+2%) Land $1,475,060 Building $244,096
2025	$17,671.00 (+4.79%)	$1,685,448 (+4.04%) Land $1,446,138 Building $239,310
2023	$16,863.00 (+179.84%)	$1,620,000 Land $1,389,982 Building $230,018
2022	$6,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber.

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