21 Adams St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 21 Adams St, Lowell, MA 01854

Property Summary

Property TypeGovernment / Public Use
Lot Size0.13 acres (5,663 sqft)
OwnerCompany Name on Record
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APNM:000139 T:210537

Property Details

APN / Parcel Number

Primary APNM:000139 T:210537
Alternative APNs
  • LOWE M:139 B:45 L:21
  • 210537

Exterior

Lot Area5,663 sqft (0.13 acres)

Location & Zoning

Account Number210537
Street Address21 ADAMS ST
CityLOWELL
StateMA
Zip01854-4216
Property CategoryPublic Works
Property TypePublic Works > Government / Public Use
Local Zoning CodeUMU
Legal Block45
Legal Lot Number21
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2002
Census Tract311100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Lowell City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address375 MERRIMACK ST, LOWELL, MA 01852-5909
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 ADAMS ST, LOWELL, MA 01854-4216
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039682-273
DateNov 20, 2025
Book Page39682/273
Instrument37538
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2025$150,300 (+4.96%) Land $150,300
2024$143,200 (+9.98%) Land $143,200
2023$130,200 Land $130,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2001–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Adams St

Nearby Streets

Search Property Records by Address or Parcel Number