1. Home
  2. Massachusetts
  3. Middlesex County
  4. Lowell
  5. A St

21 A St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 21 A St, Lowell, MA 01851

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,612 sqft · built 1900
Lot Size0.08 acres (3,485 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Jan 2020)
Tax Bill$4,940 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Apr 2021 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APNF04750

Property Details

APN / Parcel Number

Primary APNF04750
Alternative APNs
  • LOWE M:124 B:5 L:21
  • M:000124 T:F04750

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area2,631 sqft
1st Floor Area951 sqft
Basement Area921 sqft
Unfinished Basement375 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialSlate
Lot Area3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberF04750
Street Address21 A ST
CityLOWELL
StateMA
Zip01851-4104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTTF
Legal Block5
Legal Lot Number21
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2013
Census Tract311700

Owner

21 A St is owned and occupied by two individuals who acquired it in January 2020.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 A ST, LOWELL, MA 01851-4104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 29, 2021Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Dec 14, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 14, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jan 8, 2020Quit Claim Deed, Transfer · FHA Mortgage
ROCKLAND TRUST CO
Oct 1, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 8, 2018Quit Claim Deed, Transfer
Quitclaim
Oct 3, 2017Quit Claim Deed, Transfer
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2020 · Amount on File
Deed SaleJan 8, 2020 · Amount on File
Prior SaleOct 3, 2017 · Amount on File
Deed Document Number20201113
Deed Book / Page33733 / 294
Last Transfer DateJan 13, 2020
Transfer Doc33746-167
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 A ST, LOWELL, MA 01851-4104
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number036812-208
DateFeb 14, 2022
Book Page36812/208
Instrument6962
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term337 Months
DueMar 1, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 A ST, LOWELL, MA 01851-4104
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035680-53
DateApr 29, 2021
Book Page35680/53
Instrument25294
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueMay 1, 2050

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 A ST, LOWELL, MA 01851-4104
Transaction TypeMortgage
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037570-267
DateDec 14, 2022
Book Page37570/267
Instrument50510
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 14, 2020
Property Address21 A ST, LOWELL, MA 01851-4104
Document Number33746-167
Book / Page033746 / 000167
Instrument DateJan 13, 2020
Instrument1823
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 A ST LOWELL MA 018514104, LOWELL, MA 01851-4104

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJan 8, 2020
Property Address21 A ST, LOWELL, MA 01851-4104
Document Number33733-294
Book / Page33733 / 294
Instrument DateJan 8, 2020
Instrument1113
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 A ST, LOWELL, MA 01851-4104

Mortgage

Document Number1114
DateJan 8, 2020
Instrument1114
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 1, 2019
Property Address21 A ST, LOWELL, MA 01851-4104
Document Number33407-131
Book / Page033407 / 000131
Instrument DateSep 27, 2019
Instrument42565
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21 A ST LOWELL MA 018514104, LOWELL, MA 01851-4104

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateFeb 8, 2018
Property Address21 A ST, LOWELL, MA 01851-4104
Document Number31853-224
Book / Page031853 / 000224
Instrument DateFeb 7, 2018
Instrument5404
Transaction TypeTransfer
Record UpdatedFeb 28, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 A ST LOWELL MA 018514104, LOWELL, MA 01851-4104

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 3, 2017
Property Address21 A ST, LOWELL, MA 01851-4104
Document Number31523-149
Book / Page31523 / 149
Instrument44148
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28.36
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 A ST, LOWELL, MA 01851-4104

Mortgage

Document Number315230151
DateOct 3, 2017
Instrument31523/0151
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueOct 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 A St was $4,940, up 8.2% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,940.00 (+8.19%)$435,200 (+9.43%) Land $123,600 Building $311,600$480,331 (+7.6%)
2025$4,566.00 (+7.41%)$397,700 (+11.43%) Land $109,000 Building $288,700$446,405 (+1.64%)
2024$4,251.00 (+5.93%)$356,900 (+10.46%) Land $101,900 Building $255,000$439,185
2023$4,013.00$323,100 Land $88,600 Building $234,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 A St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21 A St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20

Nearby Properties on A St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures