Cumberland Town property record for 21 A St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 792 sqft · built 1910 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2026) |
| Tax Bill | $2,976 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8882-99 |
| Primary APN | 8882-99 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 792 sqft Living Area |
| Gross Area | 1,664 sqft |
| 1st Floor Area | 528 sqft |
| Basement Area | 528 sqft |
| Unfinished Basement | 528 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8882-99 |
|---|---|
| Street Address | 21 A ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40 |
| Legal Block | 8 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 11301 |
21 A St is owned and occupied by an individual who bought it in March 2026.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 A ST, CUMBERLAND, RI 02864-5401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2026 | Warranty Deed, Transfer CITIZENS BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Jul 22, 2025 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on File |
| Deed Sale | Mar 13, 2026 · Amount on File |
| Prior Sale | Jul 22, 2025 · Amount on File |
| Deed Book / Page | 2025 / 526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 13, 2026 |
| Property Address | 21 A ST, CUMBERLAND, RI 02864-5401 |
| Document Number | 002025-526 |
| Book / Page | 2025 / 526 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 154086 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 A ST, CUMBERLAND, RI 02864-5401 |
| Document Number | 002025-528 |
|---|---|
| Date | Mar 13, 2026 |
| Book Page | 2025/528 |
| Instrument | 154087 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 21 A ST, CUMBERLAND, RI 02864-5401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001876-51 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 1876/51 |
| Instrument | 121513 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Mar 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 22, 2025 |
| Property Address | 21 A ST, CUMBERLAND, RI 02864-5401 |
| Document Number | 002006-755 |
| Book / Page | 2006 / 755 |
| Instrument Date | Jul 18, 2025 |
| Instrument | 150273 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 W PARK ST, PROVIDENCE, RI 02908-5723 |
The 2026 property tax bill for 21 A St was $2,976, up 11.6% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,976.00 (+11.59%) | $297,300 (+36.75%) Land $172,500 Building $124,800 | $372,241 |
| 2025 | $2,667.00 | $217,400 Land $87,600 Building $129,800 | |
| 2023 | $2,526.00 (+17.43%) | $217,400 (+51.5%) Land $87,600 Building $129,800 | |
| 2022 | $2,151.00 | $143,500 Land $64,300 Building $79,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 21 A St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 A St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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