St. Louis County property record for 21 93rd Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2.25 ba · 1,666 sqft · built 1916 |
| Lot Size | 0.16 acres (7,003 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,808 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2820-00170 |
| Primary APN | 010-2820-00170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Gross Area |
| 1st Floor Area | 964 sqft |
| Basement Area | 725 sqft |
| Finished Basement | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,003 sqft (0.16 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 144 sqft |
| Storage Building | 12 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 773039 |
|---|---|
| Street Address | 21 93RD AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 6 FT OF LOT 13 AND ALL OF LOTS 14AND 15 SERIAL # |
| Legal Subdivision | REARR LENROOTS ADD TO IRONTON |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3600 |
21 93rd Ave W is owned and occupied by an individual who acquired it in November 2004.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 93RD AVE W, DULUTH, MN 55808-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 5, 2004 |
| Transfer Doc | 0000966568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 21 93RD AVE W, DULUTH, MN 55808-1104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001434950 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 1434950 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 21 93RD AVE W, DULUTH, MN 55808-1104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001433575 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 1433575 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55112 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Jan 1, 2027 |
The 2026 property tax bill for 21 93rd Ave W was $3,808 with a homeowner's exemption, down 0.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,808.00 (-0.31%) Homeowner's exemption | ||
| 2025 | $3,820.00 (-3.34%) Homeowner's exemption | $326,700 (+10.48%) Land $13,300 Building $313,400 | $326,700 (+10.48%) Land $13,300 Building $313,400 |
| 2024 | $3,952.00 | $295,700 Land $15,600 Building $280,100 | $295,700 Land $15,600 Building $280,100 |
| 2022 | $247,300 Land $14,500 Building $232,800 | $247,300 Land $14,500 Building $232,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 93rd Ave W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 21 93rd Ave W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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