21 2nd St, Mount Clemens, MI 48043 Property Records

Macomb County property record for 21 2nd St, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,779 sqft · built 1961
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Oct 2019)
Tax Bill	$4,043 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-14-283-017`

Property Details

APN / Parcel Number

Primary APN	`05-11-14-283-017`
Alternative APN	`1114283017`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,186 sqft
Upper Floors Area	499 sqft
Basement Area	1,186 sqft
Unfinished Basement	1,185 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Other
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 2ND ST
City	MOUNT CLEMENS
State	MI
Zip	48043-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-A
Legal Description	DON M DICKINSONS ADDITION BLOCK 2 LOT 16.
Legal Subdivision	DON M DICKINSONS ADD
Legal Block	2
Legal Lot Number	16
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	3
Census Block	3007
Census Tract	245000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 2ND ST, MOUNT CLEMENS, MI 48043-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage USAA
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage USAA
May 1, 2017	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE CTR LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	20199111631
Deed Book / Page	26238 / 485
Prior Transfer Date	Apr 7, 2017
Prior Transfer Doc	0000056559
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 3, 2019
Property Address	21 2ND ST, MOUNT CLEMENS, MI 48043-2535
Document Number	0000111631
Book / Page	026238 / 000485
Instrument Date	Aug 5, 2019
Instrument	111631
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 2ND ST MOUNT CLEMENS MI 480432535, MOUNT CLEMENS, MI 48043-2535

Mortgage

Document Number	87245
Date	Oct 3, 2019
Book Page	026115/000794
Instrument	87245

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21 2ND ST, MOUNT CLEMENS, MI 48043-2535
Document Number	0000087245
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6100 42ND ST NE MINOT ND 587039417, MINOT, ND 58703-9417

Mortgage

Document Number	0000087245
Date	Aug 6, 2019
Book Page	026115/000794
Instrument	87245

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	May 1, 2017
Property Address	21 2ND ST, MOUNT CLEMENS, MI 48043-2535
Document Number	0000056559
Book / Page	024688 / 000504
Instrument Date	Apr 7, 2017
Instrument	56559
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	MORTGAGE CTR TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 2ND ST MOUNT CLEMENS MI 480432535, MOUNT CLEMENS, MI 48043-2535

Mortgage

Document Number	56560
Date	May 1, 2017
Book Page	024688/000506
Instrument	56560

Lender

Name	MORTGAGE CTR LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,300 (+4.56%)	$224,600 (+4.56%)
2025	$4,043.00 (+11.22%) Homeowner's exemption	$107,400 (+16.49%)	$214,800 (+16.49%)
2023		$92,200	$184,400
2022	$3,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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