21 2nd St, Gorham, NH 03581 Property Records

Coos County and Gorham Town property record for 21 2nd St, Gorham, NH 03581

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 648 sqft · built 1909
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 2018)
Tax Bill	$3,175 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GORH M:U17 L:21`

Property Details

APN / Parcel Number

Primary APN	`GORH M:U17 L:21`
Alternative APN	`1174`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	648 sqft Living Area
Gross Area	2,028 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1174
Street Address	21 2ND ST
City	GORHAM
State	NH
Zip	03581-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	21
Jurisdiction	GORHAM TOWN NH
Township / Civil Division	GORHAM
Census Block Group	3
Census Block	3002
Census Tract	950900

Owner

21 2nd St is owned and occupied by an individual who bought it in May 2018.

Source: Coos County and Gorham Town records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	21 2ND ST, GORHAM, NH 03581-1034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTHWAY BANK
Dec 8, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 30, 2018	Warranty Deed, Transfer NORTHWAY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Document Number	20182199
Deed Book / Page	1488 / 485
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM TOWN NH
Property Address	21 2ND ST, GORHAM, NH 03581-1034
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001615-563
Date	Nov 15, 2022
Book Page	1615/563
Instrument	2205696

Lender

Name	NORTHWAY BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2037

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM TOWN NH
Property Address	21 2ND ST, GORHAM, NH 03581-1034
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001586-855
Date	Dec 8, 2021
Book Page	1586/855
Instrument	2106822

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Jan 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GORHAM TOWN NH
Recording Date	May 30, 2018
Property Address	21 2ND ST, GORHAM, NH 03581-1034
Document Number	0014880485
Book / Page	001488 / 000485
Instrument Date	May 25, 2018
Instrument	2199
Transaction Type	Transfer
Record Updated	Jul 13, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 2ND ST GORHAM NH 035811034, GORHAM, NH 03581-1034

Mortgage

Document Number	14880486
Date	May 30, 2018
Book Page	001488/000486
Instrument	2200

Lender

Name	NORTHWAY BK
Type	Bank
Address	BERLIN, NH 03570

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 2nd St was $3,175, up 6.4% from the year before.

Source: Coos County and Gorham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Gorham Town
Unified School District	Gorham Randolph Shelburne Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,175.00 (+6.37%)	$135,390 (+28.33%) Land $44,800 Building $90,590
2024	$2,985.00	$105,500 Land $20,600 Building $84,900
2023			$150,100
2022	$2,558.00	$105,500 Land $20,600 Building $84,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 2nd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2014)
Most Recent Claim	Mar 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GORHAM WATER AND SEWER DEPT serves 2,630 people · EPA ID NH0921010
Water Source	Surface water
Last State Inspection	Aug 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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