21 24th St, Otsego, MI 49078 Property Records

Allegan County property record for 21 24th St, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,772 sqft · built 1976
Lot Size	3.49 acres (152,199 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Feb 2021)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-031-008-30`

Property Details

APN / Parcel Number

Primary APN	`17-031-008-30`
Alternative APN	`03-17-031-008-30`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,772 sqft Living Area
1st Floor Area	1,740 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	152,199 sqft (3.49 acres)
Lot Dimensions	742 ft deep x 205 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21 24TH ST
City	OTSEGO
State	MI
Zip	49078-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 205' OF S 595' OF W 750' OF SW 1/4 SW 1/4 SEC 31 T1N R12W TAX MAP: 3.5 AC.
Legal Range	12W
Legal Township	01N
Legal Section	31
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1041
Census Tract	31800

Owner

21 24th St is owned and occupied by two individuals who bought it in February 2021.

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 24TH ST, OTSEGO, MI 49078-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 24, 2021	Warranty Deed, Transfer
Jul 5, 2019	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC
Jan 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Jul 5, 2019 · Amount on File
Deed Book / Page	4581 / 891
Prior Transfer Date	Nov 21, 2016
Prior Transfer Doc	4103/207
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	21 24TH ST, OTSEGO, MI 49078-9633
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004582/756
Date	Feb 25, 2021
Book Page	4582/756

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	21 24TH ST, OTSEGO, MI 49078-9633
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004115/858
Date	Feb 21, 2017
Book Page	4115/858

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 24, 2021
Property Address	21 24TH ST, OTSEGO, MI 49078-9633
Document Number	4581/891
Book / Page	4581 / 891
Instrument Date	Feb 11, 2021
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Tax	$2,021.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 24TH ST, 21, OTSEGO, MI 49078-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6313 SITKA SPRUCE ST, PORTAGE, MI 49024-9029

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jul 5, 2019
Property Address	21 24TH ST, OTSEGO, MI 49078-9633
Document Number	004358/920
Book / Page	4358 / 920
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,806.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 24TH ST, 21, OTSEGO, MI 49078-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 CUTLER ST, ALLEGAN, MI 49010-1259

Mortgage

Document Number	0004358923
Date	Jul 5, 2019
Instrument	4358/923

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jan 5, 2017
Property Address	21 24TH ST, OTSEGO, MI 49078-9633
Document Number	4103/207
Book / Page	4103 / 207
Instrument Date	Nov 21, 2016
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1834 112TH AVE, 1834, OTSEGO, MI 49078-9736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 24TH ST, OTSEGO, MI 49078-9633

Tax Assessment & Valuation

The 2025 property tax bill for 21 24th St was $3,995 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,800 Land $17,300 Building $133,500	$301,600 Land $34,600 Building $267,000
2025	$3,995.00
2023		$113,500 Land $16,200 Building $97,300	$227,000 Land $32,400 Building $194,600
2022	$3,282.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 24th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 24th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Bloomingdale Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 24th St

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