20998 Laurel Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 20998 Laurel Rd, Tracy, CA 95304 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,797 sqft · built 1978
Lot Size	2.07 acres (90,604 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Sep 2012)
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`213-080-150-000`

Property Details

APN / Parcel Number

Primary APN	`213-080-150-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,797 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Construction Type	Wood
Lot Area	90,604 sqft (2.07 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20998 LAUREL RD
City	TRACY
State	CA
Zip	95304-8615
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	77-FORM PT OF 213-080-13
Legal Subdivision	PESCADERO COLONY 01
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1049
Census Tract	5214

Owner

Source: San Joaquin County records · APN 213-080-150-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20998 LAUREL RD, TRACY, CA 95304-8615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2012 · Amount on Record
Deed Sale	Sep 28, 2012 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	0000126701
Last Transfer Date	Aug 25, 2016
Transfer Doc	0000099984
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	20998 LAUREL RD, TRACY, CA 95304-8615
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200998 LAUREL RD, TRACY, CA 95304

Mortgage

Document Number	0000013564
Date	Jan 25, 2021
Instrument	2021-013564

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2041

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,692.00 (+9.42%)	$369,419 (+4.04%) Land $123,138 Building $246,281
2023	$4,288.00 (+2.05%)	$355,075 Land $118,357 Building $236,718
2022	$4,202.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	22.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 107 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	107 in force 83 of 107 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.