20997 E Co Rd 162, Altus, OK 73521 Property Records

Jackson County property record for 20997 E Co Rd 162, Altus, OK 73521

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,128 sqft · built 1965
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on Record
Tax Bill	$243 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Apr 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-06-02N-19W-0-010-00`

Property Details

APN / Parcel Number

Primary APN	`0000-06-02N-19W-0-010-00`
Alternative APN	`2453`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	70,132 sqft (1.61 acres)
Garage Area	312 sqft

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2453
Street Address	20997 E COUNTY ROAD 162
City	ALTUS
State	OK
Zip	73521-8442
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	6-2N-19 383 X 183'SE COR SE/4
Legal Range	19W
Legal Township	02N
Legal Section	06
Legal Subdivision	T02N-R19W
Jurisdiction	JACKSON OK
Township / Civil Division	EAST JACKSON
Census Block Group	2
Census Block	2049
Census Tract	968100

Owner

Source: Jackson County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1109 LITCHBOROUGH WAY, WAKE FOREST, NC 27587-3616
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Construction Mortgage SHAMROCK BANK NA
Apr 13, 2023	Deed of Trust, Mortgage · Construction Mortgage SHAMROCK BANK NA
Mar 25, 2022	Intrafamily Transfer, Transfer
Nov 5, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 21, 2022
Transfer Doc	0000007051
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OK
Property Address	20997 E COUNTY ROAD 162, ALTUS, OK 73521-8442
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001248/987
Date	Jul 19, 2022
Book Page	1248/987
Instrument	I-2022-007301

Lender

Name	SHAMROCK BANK NA
Type	Bank
Address	ALTUS, OK 73522

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OK
Property Address	20997 E COUNTY ROAD 162, ALTUS, OK 73521-8442
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001260/958
Date	Apr 13, 2023
Book Page	1260/958
Instrument	I-2023-001049

Lender

Name	SHAMROCK BANK NA
Type	Bank
Address	ALTUS, OK 73522

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OK
Recording Date	Mar 25, 2022
Property Address	20997 E COUNTY ROAD 162, ALTUS, OK 73521-8442
Document Number	0001243/59
Book / Page	1243 / 59
Instrument Date	Mar 25, 2022
Instrument	I-2022-005795
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 LITCHBOROUGH WAY, WAKE FOREST, NC 27587-3616
Investor	Possibly a Property Investor

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OK
Recording Date	Nov 5, 2020
Property Address	20997 E COUNTY ROAD 162, ALTUS, OK 73521-8442
Document Number	001215/328
Book / Page	1215 / 328
Instrument Date	Nov 5, 2020
Instrument	2020-003357
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1109 LITCHBOROUGH WAY, WAKE FOREST, NC 27587-3616
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Jackson County
Unified School District	Navajo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$243.00 (-0.41%)	$2,690 (-) Land $324 Building $2,366	$66,562 (-2.1%) Land $6,120 Building $60,442
2024	$244.00 (+6.55%)	$2,690 (+6.07%) Land $321 Building $2,369	$67,989 (+6.61%) Land $6,120 Building $61,869
2023	$229.00	$2,536 Land $309 Building $2,227	$63,772 Land $6,120 Building $57,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON CO WATER CORP serves 2,662 people · EPA ID OK2003306
Water Source	Purchased surface water from ALTUS
Last State Inspection	Apr 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Southwest Oklahoma Telephone Company Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

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