1. Home
  2. Oregon
  3. Deschutes County
  4. Bend
  5. Gift Rd

20995 Gift Rd, Bend, OR 97703 Property Records

Deschutes County property record for 20995 Gift Rd, Bend, OR 97703

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,782 sqft · built 1999
Lot Size2.45 acres (106,722 sqft)
OwnerIndividual Name on File
Last Sale$253,700 (Dec 2005)
Tax Bill$3,243 (2025)
Deeds & MortgagesMay 2022 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN161215 C0 03000

Property Details

APN / Parcel Number

Primary APN161215 C0 03000
Alternative APNs
  • R2004161215C003000
  • 130604

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleMobile/Manufactured
Lot Area106,722 sqft (2.45 acres)
Total Buildings3 Buildings

Location & Zoning

Account Number130604
Old Parcel NumberR2004161215C003000
Street Address20995 GIFT RD
CityBEND
StateOR
Zip97703-8983
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT:19 BLK:22 SUBD:SECOND ADDITION TO WHISPERING PINES ESTA SEC/TWN/RNG/MER:SEC 15 TWN 16 RNG 12 MAP REF:161215-C0
Legal Range12E
Legal Township16S
Legal Section15
Legal QuarterSW
Legal SubdivisionSECOND ADDITION TO WHISPERING PINES ESTA
Legal Block22
Legal Lot Number19
JurisdictionDESCHUTES OR
Township / Civil DivisionREDMOND
Census Block Group2
Census Block2023
Census Tract1002

Owner

Source: Deschutes County records · APN 161215 C0 03000

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20995 GIFT RD, BEND, OR 97703-8983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed of Trust, Mortgage · Line of Credit
MID OREGON FCU
May 13, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GESA CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2005 · Amount on Record
Deed SaleDec 20, 2005 · Amount on Record
Prior SaleDec 20, 2005 · Amount on Record
Deed Document Number0000087274
Last Transfer DateMay 13, 2020
Transfer Doc0000021546
Record UpdatedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20995 GIFT RD, BEND, OR 97703-8983
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20995 GIFT RD, BEND, OR 97703-8983

Mortgage

Document Number0000020096
DateMay 17, 2022
Instrument2022-20096
Lender
NameMID OREGON FCU
TypeCredit Union
AddressBEND, OR 97708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 16, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateMay 13, 2020
Property Address20995 GIFT RD, BEND, OR 97703-8983
Document Number0000021546
Map ReferenceCAB A PG 163
Instrument DateMay 08, 2020
Instrument2020-21546
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyDESCHUTES COUNTY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20995 GIFT RD, BEND, OR 97703-8983

Mortgage

Document Number0000021547
DateMay 13, 2020
Instrument2020-21547
Lender
NameGESA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateJun 01, 2030
Min Rate At Change3%
Max Rate At Change8.37%
Index10-Year TN
Max Rate8.37%

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictRedmond School District 2J (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,243.00 (+4.61%)$191,770 (+3%)$549,500 (-11.84%) Land $324,040 Building $225,460
2024$3,100.00 (+4.91%)$186,190 (+3%)$623,300 (-) Land $301,220 Building $322,080
2023$2,955.00$180,770$623,300 Land $301,220 Building $322,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · lower than 71% of Oregon
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Yellowknife Wireless Company
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
Concept Communications
Fixed Wireless		25 / 5

May also be available: AT&T, TDS Telecom, Webformix Company.

Based on FCC filings for 37 locations within half a mile of this property.

Nearby Properties on Gift Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures