20991 Cantebury Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 20991 Cantebury Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,655 sqft · built 1989
Lot Size	0.138 acres (6,000 sqft)
Owner	Trust Name on File
Last Sale	$630,000 (Oct 2011)
Tax Bill	$8,212 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`613-753-01`

Property Details

APN / Parcel Number

Primary APN	`613-753-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,655 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,000 sqft (0.138 acres)
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	20991 CANTEBURY LN
City	LAKE FOREST
State	CA
Zip	92630-5875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12931 BLK LOT 24
Legal Subdivision	TRACT NO. 12931
Legal Tract	12931
Legal Lot Number	24
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3012
Census Tract	52423

Owner

20991 Cantebury Ln is owner-occupied and held in a trust since September 2014.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	20991 CANTEBURY LN, LAKE FOREST, CA 92630-5875
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY CU
May 3, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2011 · Amount on File
Deed Sale	Oct 13, 2011 · Amount on File
Deed Document Number	2011510441
Last Transfer Date	Sep 3, 2014
Transfer Doc	0000367824
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20991 CANTEBURY LN, LAKE FOREST, CA 92630-5875
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20991 CANTEBURY LN, LAKE FOREST, CA 92630-5875

Mortgage

Document Number	0000774820
Date	Dec 29, 2021
Instrument	2021000774820

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20991 CANTEBURY LN, LAKE FOREST, CA 92630-5875
Document Number	0000152933
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20991 CANTEBURY LN LAKE FOREST CA 926305875, LAKE FOREST, CA 92630-5875
Investor	Possibly a Property Investor

Mortgage

Document Number	0000152933
Date	May 8, 2019
Instrument	152933

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025-3312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 7, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20991 Cantebury Ln was $8,212 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$807,137 (+2%) Land $514,628 Building $292,509
2025	$8,212.00 Homeowner's exemption	$791,311 Land $504,537 Building $286,774
2023	$7,872.00 (+1.84%) Homeowner's exemption	$760,585 Land $484,946 Building $275,639
2022	$7,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20991 Cantebury Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20991 Cantebury Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, Verizon.

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