2099 Winterbourne E, Apt 302, Orange Park, FL 32073 Property Records

Clay County property record for 2099 Winterbourne E, Apt 302, Orange Park, FL 32073

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,535 sqft · built 1986
Lot Size	0.023 acres (1,006 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2026)
Tax Bill	$5,113 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-018878-001-20`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-018878-001-20`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Units	33 Units
Stories	1 Story
Building Area	1,535 sqft Living Area
Gross Area	1,661 sqft
1st Floor Area	1,535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,006 sqft (0.023 acres)
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Porch	Enclosed/Finished Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2099 WINTERBOURNE E, 302
City	ORANGE PARK
State	FL
Zip	32073-5679
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 302 & PT OF COMMONS AREA OR 987 PG 261 RIVER OAK CONDO AS REC OR 1778 PG 1056, 4931
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	RIVER OAK CONDO
Legal Block	TR
Legal Lot Number	TR
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3001
Census Tract	30600

Owner

2099 Winterbourne E, Apt 302 is owned and occupied by two individuals who bought it in June 2026.

Source: Clay County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2099 WINTERBOURNE E, 302, ORANGE PARK, FL 32073-5679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 20, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2026 · Amount on File
Deed Sale	Jun 22, 2026 · Amount on File
Deed Document Number	202630350
Deed Book / Page	5057 / 2196
Prior Transfer Date	May 19, 2025
Prior Transfer Doc	0049311386
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 22, 2026
Property Address	2099 WINTERBOURNE E, 302, ORANGE PARK, FL 32073-5679
Document Number	0000030350
Book / Page	5057 / 2196
Instrument Date	Jun 8, 2026
Instrument	202630350
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250,985.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 WINTERBOURNE E, 302, ORANGE PARK, FL 32073-5679

Mortgage

Document Number	0000030351,
Date	Jun 22, 2026
Book Page	5058/1
Instrument	202630351

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	May 20, 2025
Property Address	2099 WINTERBOURNE E APT 302, 302, ORANGE PARK, FL 32073-5679
Document Number	0049311386
Book / Page	4931 / 1386
Map Reference	VOL 987 PG 261
Instrument Date	May 20, 2025
Instrument	2025022951
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1051 OCEAN SHORE BOULEVARD APT 106, 106, ORMOND BEACH, FL 32176-4179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 RAYMOND ST, RALEIGH, NC 27607-7060

Tax Assessment & Valuation

The 2025 property tax bill for 2099 Winterbourne E, Apt 302 was $5,113, up 6.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,113.00 (+6.26%)	$281,738 Land $1 Building $281,737	$281,738 Land $1 Building $281,737
2024	$4,812.00 (+4.59%)
2023	$4,601.00 (+9.47%)	$278,810 (+12.13%) Land $1 Building $278,809	$278,810 (+12.13%) Land $1 Building $278,809
2022	$4,203.00	$248,646 Land $1 Building $248,645	$248,646 Land $1 Building $248,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2099 Winterbourne E, Apt 302 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	111 units insured incl. 50 condo units
Nearby Flood Claims	29 (1997–2017)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2099 Winterbourne E, Apt 302 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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