2099 Winterbourne E, Apt 202, Orange Park, FL 32073 Property Records

Clay County property record for 2099 Winterbourne E, Apt 202, Orange Park, FL 32073

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,535 sqft · built 1986
Lot Size	0.023 acres (1,015 sqft)
Owner	Company Name on Record
Last Sale	$215,000 (Jul 2013)
Tax Bill	$2,780 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-04-26-018878-001-12`

Property Details

APN / Parcel Number

Primary APN	`41-04-26-018878-001-12`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Units	33 Units
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	1,015 sqft (0.023 acres)
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Porch	Finished/Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2099 WINTERBOURNE E, 202
City	ORANGE PARK
State	FL
Zip	32073-5677
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 202 & PT OF COMMONS AREA OR 987 PG 261 RIVER OAK CONDO AS REC OR 3553 PG 1139,4251
Legal Range	26E
Legal Township	04S
Legal Section	41
Legal Subdivision	RIVER OAK CONDO
Legal Lot Number	202
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3001
Census Tract	30600

Owner

Source: Clay County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2099 WINTERBOURNE E, 20, ORANGE PARK, FL 32073-5617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 27, 2022	Re-recorded Document ACCOMMODATION
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 15, 2019	Gift Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2013 · Amount on Record
Deed Sale	Jul 8, 2013 · Amount on Record
Deed Document Number	201340214
Deed Book / Page	3553 / 1139
Last Transfer Date	Mar 7, 2022
Transfer Doc	0046620250
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677
Transaction Type	Mortgage
Record Updated	Apr 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 WINTERBOURNE E 202, 202, ORANGE PARK, FL 32073-5677

Mortgage

Document Number	0045822010
Date	Mar 14, 2022
Book Page	4582/2010
Instrument	2022016504

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2032

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	CLAY FL
Recording Date	Oct 27, 2022
Property Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677
Document Number	0046620250
Book / Page	4662 / 250
Map Reference	VOL 967 PG 261
Instrument Date	Mar 7, 2022
Instrument	2022064135
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$1,433.90
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 WINTERBOURNE E # E202, 2099, ORANGE PARK, FL 32073-5617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 WINTERBOURNE E 202, 202, ORANGE PARK, FL 32073-5677

Mortgage

Document Number	0044052083
Date	Jan 22, 2021
Book Page	4405/2083
Instrument	2021004299

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 22, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039432007
Date	Feb 14, 2017
Book Page	3943/2007
Instrument	2017007750

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 WINTERBOURNE E 202, 202, ORANGE PARK, FL 32073-5677

Mortgage

Document Number	0043981432
Date	Jan 5, 2021
Book Page	4398/1432
Instrument	2021000724

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

November 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CLAY FL
Recording Date	Nov 15, 2019
Property Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677
Document Number	0042511480
Book / Page	4251 / 1480
Map Reference	VOL 987 PG 261
Instrument Date	Nov 13, 2019
Instrument	2019061150
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2099 WINTERBOURNE E APT 202, 202, ORANGE PARK, FL 32073-5677

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,780.00 (+6.11%) Homeowner's exemption	$195,060 (+5.99%)	$289,248 (+6.94%) Land $1 Building $289,247
2024	$2,620.00 (+2.75%)
2023	$2,550.00 (+2.7%) Homeowner's exemption	$184,042 (+3%)	$270,487 (+12.13%) Land $1 Building $270,486
2022	$2,483.00 Homeowner's exemption	$178,682	$241,227 Land $1 Building $241,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 61 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	111 units insured incl. 50 condo units
Nearby Flood Claims	29 (1997–2017)
Claims Outside the SFHA	15 of 29
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 19 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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