2099 Union Rd, Middletown, OH 45044 Property Records

Warren County property record for 2099 Union Rd, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,510 sqft · built 2023
Lot Size2.01 acres (87,730 sqft)
Owner2 Individual Names on File
Last Sale$83,000 (Jan 2020)
Tax Bill$10,704 (2025)
Deeds & MortgagesMar 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN07-02-476-017-0

Property Details

APN / Parcel Number

Primary APN07-02-476-017-0
Alternative APNs
  • 0702476017
  • 702476017
  • 5331843

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Building Area1,510 sqft Living Area
Basement Area1,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Siding
Lot Area87,730 sqft (2.01 acres)
Garage Area1,440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number5331843
Street Address2099 UNION RD
CityMIDDLETOWN
StateOH
Zip45044-8800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNION
Legal Range4
Legal Township2
Legal Section2
Legal SubdivisionUNION
Legal Block843
JurisdictionWARREN OH
Township / Civil DivisionTURTLECREEK
Census Block Group1
Census Block1029
Census Tract31602

Owner

2099 Union Rd is owned by two individuals who bought it in January 2020.

Source: Warren County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4653 BITTERN LN, LEBANON, OH 45036-7562
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2020 · Amount on File
Deed SaleJan 6, 2020 · Amount on File
Deed Document Number2020431
Prior Transfer DateJul 1, 2019
Prior Transfer Doc0000020124
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address2099 UNION RD, MIDDLETOWN, OH 45044-8800
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008894
DateMar 15, 2022
Instrument2022-008894
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2099 Union Rd was $10,704.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionTurtlecreek Township
Unified School DistrictLebanon City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,704.00$269,930 Land $25,640 Building $244,290$771,210 Land $73,250 Building $697,960
2023$678.00 (+1.19%)$15,127 (-) Land $15,127
2022$670.00$15,127 Land $15,127$43,220 (-) Land $43,220
2021$43,220 Land $43,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2099 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2099 Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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