2099 State Rd AA, Festus, MO 63028 Property Records

Jefferson County property record for 2099 State Rd AA, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,652 sqft · built 1979
Lot Size	2.7 acres (117,612 sqft)
Owner	Company Name on Record
Last Sale	$157,400 (Jan 2012)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`198.034.00002018`

Property Details

APN / Parcel Number

Primary APN	`198.034.00002018`
Alternative APN	`1980340 002018`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Construction Type	Frame
Lot Area	117,612 sqft
Lot Dimensions	518 ft deep x 194 ft wide
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2099 STATE ROAD AA
City	FESTUS
State	MO
Zip	63028-4386
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	CRESTVIEW ESTS LOT 1
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Subdivision	CRESTVIEW ESTS
Legal Block	1
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1004
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2009 STATE ROAD AA, FESTUS, MO 63028-4386
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Oct 10, 2023	Intrafamily Transfer, Transfer
May 30, 2019	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2012 · Amount on Record
Deed Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	201220
Last Transfer Date	Oct 4, 2023
Transfer Doc	0000025541
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2099 STATE ROAD AA, FESTUS, MO 63028-4386
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 STATE ROAD AA, FESTUS, MO 63028-4386

Mortgage

Document Number	0000015984
Date	May 12, 2022
Instrument	2022R-015984

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	225 Months
Due	Feb 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Oct 10, 2023
Property Address	2099 STATE ROAD AA, FESTUS, MO 63028-4386
Document Number	0000025541
Map Reference	MB 72 PG 6
Instrument Date	Oct 4, 2023
Instrument	2023R-025541
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2099 STATE ROAD AA, FESTUS, MO 63028-4386

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2099 STATE ROAD AA, FESTUS, MO 63028-4386
Document Number	0000015715
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2099 STATE ROAD AA FESTUS MO 630284386, FESTUS, MO 63028-4386

Mortgage

Document Number	0000015715
Date	May 30, 2019
Instrument	15715

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,300 (-) Land $4,000 Building $34,300	$201,600 (-) Land $20,900 Building $180,700
2025	$2,433.00 (+6.95%)	$38,300 (+7.58%) Land $4,000 Building $34,300	$201,600 (-) Land $20,900 Building $180,700
2024	$2,275.00 (+0.04%)		$201,600 (+7.75%) Land $20,900 Building $180,700
2023	$2,274.00 (-0.09%)	$35,600 (-) Land $4,000 Building $31,600	$187,100 (-) Land $20,900 Building $166,200
2022	$2,276.00	$35,600 Land $4,000 Building $31,600
2021			$187,100 Land $20,900 Building $166,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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