Kershaw County property record for 2099 Ridgeway Rd, Lugoff, SC 29078 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2,610 sqft |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $669 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 265-00-00-037 |
| Primary APN | 265-00-00-037 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,610 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 226,076 sqft (5.19 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Account Number | 609 |
|---|---|
| Street Address | 2099 RIDGEWAY RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2044-18 539-52 IR-168 96ES2800258 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970401 |
Source: Kershaw County records · APN 265-00-00-037
Assessment roll updated November 7, 2025 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2099 RIDGEWAY RD, LUGOFF, SC 29078-9775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2006 |
| Deed Sale | Sep 25, 2006 |
| Deed Book / Page | 2044 / 18 |
| Record Updated | Jun 08, 2026 |
| Document Type | Reverse Mortgage |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Nov 28, 2018 |
| Property Address | 2099 RIDGEWAY RD, LUGOFF, SC 29078-9775 |
| Document Number | 0000009310 |
| Book / Page | 003952 / 000079 |
| Instrument Date | Nov 06, 2018 |
| Instrument | 9310 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2099 RIDGEWAY RD LUGOFF SC 290789775, LUGOFF, SC 29078-9775 |
| Document Number | 9312 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 003952/000096 |
| Instrument | 9312 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.97% |
| Document Number | 9311, |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 003952/000082 |
| Instrument | 9311 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1020 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.97% |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $669.00 (-50.41%) | $143,400 (+0.63%) Land $43,900 Building $99,500 | $143,400 (+0.63%) |
| 2023 | $1,349.00 | $142,500 Land $43,900 Building $98,600 | $142,500 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 37% of the US · above 12% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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