2099 E Lomar St, Eldridge, IA 52748 Property Records

Scott County property record for 2099 E Lomar St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,121 sqft · built 2012
Lot Size	0.868 acres (37,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Nov 2025)
Tax Bill	$8,790 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`932451323`

Property Details

APN / Parcel Number

Primary APN	`932451323`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,121 sqft Living Area
1st Floor Area	854 sqft
Basement Area	2,071 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,071 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,810 sqft (0.868 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	48 sqft
Deck Area	280 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	2099 E LOMAR ST
City	ELDRIDGE
State	IA
Zip	52748-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE BROOK 1ST ADD LOT: 023 STONE BROOK 1ST ADDLOT 23
Legal Subdivision	STONE BROOK 1ST ADD
Legal Lot Number	23
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	3
Census Block	3034
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2099 E LOMAR ST, ELDRIDGE, IA 52748-9353
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
May 7, 2025	Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK
Nov 4, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2025 · Amount on Record
Deed Sale	Nov 4, 2025 · Amount on Record
Prior Sale	Mar 2, 2010 · Amount on Record
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2099 E LOMAR ST, ELDRIDGE, IA 52748-9353
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000022925
Date	Jul 31, 2020
Instrument	202000022925

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	2099 E LOMAR ST, ELDRIDGE, IA 52748-9353
Transaction Type	Mortgage
Record Updated	Nov 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 E LOMAR ST, ELDRIDGE, IA 52748-9353

Mortgage

Document Number	2025008216
Date	May 7, 2025
Instrument	2025-008216

Lender

Name	FIRST TRUST & SAVINGS BANK
Type	Bank
Address	123 S MAIN ST, WHEATLAND, IA 52777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 22, 2026

Interest

Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Nov 4, 2025
Property Address	2099 E LOMAR ST, ELDRIDGE, IA 52748-9353
Document Number	2025021692
Instrument Date	Oct 29, 2025
Instrument	2025-021692
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Amount	Amount Recorded
Tax	$1,279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 W TORREY PINES DR, ELDRIDGE, IA 52748-1071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2099 E LOMAR ST, ELDRIDGE, IA 52748-9353

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,790.00	$751,400 (+0.2%) Land $141,500 Building $609,900	$751,400 (+0.2%) Land $141,500 Building $609,900
2025	$8,790.00 (+3.36%) Homeowner's exemption	$749,900 (+11.33%) Land $149,000 Building $600,900	$749,900 (+11.33%) Land $149,000 Building $600,900
2024	$8,504.00 (-2.1%)
2023		$673,600 Land $104,200 Building $569,400	$673,600 Land $104,200 Building $569,400
2022	$8,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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