2099 Creekside Dr, Apt 2-4, Wheaton, IL 60189 Property Records

DuPage County property record for 2099 Creekside Dr, Apt 2-4, Wheaton, IL 60189

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,246 sqft · built 1972
Lot Size	5.26 acres (229,561 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Sep 2020)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`05-19-411-038`

Property Details

APN / Parcel Number

Primary APN	`05-19-411-038`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	9 Units
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Material	Asphalt
Lot Area	229,561 sqft
Garage Type	Detached
Garage Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2099 CREEKSIDE DR, 2-4
City	WHEATON
State	IL
Zip	60189-7153
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R
Legal Description	THE STREAMS CONDO NO 1 UNIT NO 1-2-4 1.7620 PERCENT COMMON INTEREST
Legal Subdivision	THE STREAMS CONDO
Legal Lot Number	1-7
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	2
Census Block	2007
Census Tract	842604

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2099 CREEKSIDE DR, 2-4, WHEATON, IL 60189-7153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	202097516
Prior Transfer Date	Jul 10, 1998
Prior Transfer Doc	0000148813
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2099 CREEKSIDE DR APT 2-4, 2-4, WHEATON, IL 60189-7153
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070218
Date	Aug 15, 2019
Instrument	R2019-070218

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.37%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 1, 2020
Property Address	2099 CREEKSIDE DR APT 2-4, 2-4, WHEATON, IL 60189-7153
Document Number	0000097516
Map Reference	DOC R71-51483
Instrument Date	Jul 14, 2020
Instrument	R2020-097516
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 CREEKSIDE DR APT 2-4, 2-4, WHEATON, IL 60189-7153

Mortgage

Document Number	0000097517
Date	Sep 1, 2020
Instrument	R2020-097517

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 11, 2018
Property Address	2099 CREEKSIDE DR APT 2-4, 2-4, WHEATON, IL 60189-7153
Document Number	0000051956
Map Reference	DOCR71-51483
Instrument Date	Jun 1, 2018
Instrument	R2018-051956
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 CREEKSIDE DR # 2, 2, WHEATON, IL 60189-7153

Mortgage

Document Number	0000051957
Date	Jun 11, 2018
Instrument	R2018-051957

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,184.00 (+5.61%)	$60,435 (+22.29%) Land $5,773 Building $54,662	$181,305 (+22.29%) Land $17,319 Building $163,986
2022	$3,015.00 Homeowner's exemption	$49,420 Land $4,630 Building $44,790	$148,260 Land $13,890 Building $134,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 units insured incl. 16 condo units
Nearby Flood Claims	4 (1996–2013)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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