2099 45th St, Florence, OR 97439 Property Records

Lane County property record for 2099 45th St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,380 sqft · built 1977
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (May 2004)
Tax Bill	$4,864 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-12-14-31-07800-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-14-31-07800-000`
Alternative APN	`0783041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,380 sqft Finished Area
1st Floor Area	1,808 sqft
2nd Floor Area	572 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	155 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	2,328 sqft
Driveway	Driveway
Driveway Area	360 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0783041
Street Address	2099 45TH ST
City	FLORENCE
State	OR
Zip	97439-8828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SUBD:PACIFIC PINES SEC/TWN/RNG/MER:SEC 14 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	14
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	PACIFIC PINES
Legal Lot Number	7800
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1002
Census Tract	707

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2099 45TH ST, FLORENCE, OR 97439-8828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ELEVATED HOME LOANS LLC
Jun 2, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2004 · Amount on Record
Deed Sale	May 27, 2004 · Amount on Record
Prior Sale	Mar 6, 2006
Deed Document Number	0000040168
Last Transfer Date	Jun 2, 2017
Transfer Doc	0000026359
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2099 45TH ST, FLORENCE, OR 97439-8828
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 45TH ST, FLORENCE, OR 97439-8828

Mortgage

Document Number	0000010530
Date	Apr 20, 2023
Instrument	2023-010530

Lender

Name	ELEVATED HOME LOANS LLC
Address	SCOTTSDALE, AZ 85262

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANE OR
Recording Date	Jun 2, 2017
Property Address	2099 45TH ST, FLORENCE, OR 97439-8828
Document Number	0000026359
Instrument Date	May 24, 2017
Instrument	26359
Transaction Type	Transfer
Record Updated	Jun 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2099 45TH ST FLORENCE OR 974398828, FLORENCE, OR 97439-8828

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,864.00 (+5.9%)	$356,545 (+6.09%)	$621,681 (-3.2%) Land $81,137 Building $540,544
2023	$4,593.00 (+4.22%)	$336,079 (+3%)	$642,230 (+13.49%) Land $70,241 Building $571,989
2022	$4,407.00	$326,291	$565,893 Land $67,726 Building $498,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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