Mercer County property record for 20989 Beckley Rd, Flat Top, WV 25841
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 2016 |
| Lot Size | 14.5 acres (633,362 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,736 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-7-0009.0000 |
| Primary APN | 06-7-0009.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 4,256 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Family Room | Family Room |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 633,362 sqft (14.5 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 06152655 |
|---|---|
| Street Address | 20989 BECKLEY RD |
| City | FLAT TOP |
| State | WV |
| Zip | 25841-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 14.54 AC (TR 2) FLAT TOP (SUR) |
| Jurisdiction | MERCER WV |
| Township / Civil Division | III |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 900 |
20989 Beckley Rd, a rural home, is owned and occupied by two individuals.
Source: Mercer County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20989 BECKLEY RD, FLAT TOP, WV 25841-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20989 Beckley Rd was $1,736 with exemptions applied, up 2% from the year before.
Source: Mercer County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mercer County |
| Unified School District | Mercer County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,736.00 (+2%) | $173,760 (+2.08%) Land $38,880 Building $134,880 | $289,600 (+2.08%) Land $64,800 Building $224,800 |
| 2025 | $1,702.00 Homeowner's exemption Disabled Person's exemption | $170,220 Land $37,080 Building $133,140 | $283,700 Land $61,800 Building $221,900 |
| 2023 | $1,586.00 Homeowner's exemption Disabled Person's exemption | $159,540 Land $23,760 Building $135,780 | $265,900 Land $39,600 Building $226,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20989 Beckley Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 2, 2005 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1996–2018) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20989 Beckley Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
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