20989 610th Ave, Eagle Lake, MN 56024 Property Records

Blue Earth County property record for 20989 610th Ave, Eagle Lake, MN 56024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2018
Lot Size	9.48 acres (412,949 sqft)
Owner	Individual Name on File
Tax Bill	$6,772 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R39.10.21.100.012`

Property Details

APN / Parcel Number

Primary APN	`R39.10.21.100.012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,920 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	412,949 sqft (9.48 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	20989 610TH AVE
City	EAGLE LAKE
State	MN
Zip	56024-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NW 1/4 OF NW 1/4 BEG 542.57'S OF NW COR, S777.15', E1314.61', N240' TO CENTERLINE OF CREEK, NW 2060' ALG CREEK CENTERLI
Legal Range	25
Legal Township	108
Legal Section	21
Legal Subdivision	NE OF CREEK
Jurisdiction	BLUE EARTH MN
Township / Civil Division	LE RAY
Census Block Group	1
Census Block	1114
Census Tract	170100

Owner

20989 610th Ave is owned and occupied by an individual.

Source: Blue Earth County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	20989 610TH AVE, EAGLE LAKE, MN 56024-4412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	20989 610TH AVE, EAGLE LAKE, MN 56024-4412
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00570CR564
Date	Mar 8, 2019
Instrument	570CR564

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLUE EARTH MN
Property Address	20989 610TH AVE, EAGLE LAKE, MN 56024-4412
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00575CR802
Date	Nov 19, 2019
Instrument	575CR802

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 20989 610th Ave was $6,772.

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Blue Earth County
County Subdivision	Le Ray Township
Unified School District	St. Clair Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,772.00	$653,700 (+9.9%) Land $140,800 Building $512,900	$653,700 (+9.9%) Land $140,800 Building $512,900
2025		$594,800 (-1.13%) Land $133,200 Building $461,600	$594,800 (-1.13%) Land $133,200 Building $461,600
2024	$5,690.00 (-0.66%)	$601,600 (+7.74%) Land $139,300 Building $462,300	$601,600 (+7.74%) Land $139,300 Building $462,300
2023	$5,728.00	$558,400 Land $136,000 Building $422,400	$558,400 Land $136,000 Building $422,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20989 610th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20989 610th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
Fidium Fiber DSL	10 / 1

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