20988 Arid Ave, Bend, OR 97703 Property Records

Deschutes County property record for 20988 Arid Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,971 sqft · built 2004
Lot Size	6.05 acres (263,538 sqft)
Owner	Individual Name on File
Last Sale	$629,900 (Jun 2018)
Tax Bill	$5,017 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161215 C0 00100`

Property Details

APN / Parcel Number

Primary APN	`161215 C0 00100`
Alternative APNs	`R2004161215C000100` `130573`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	975 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Lot Area	263,538 sqft (6.05 acres)
View / Lot	Good
Garage Type	Mixed
Garage Area	780 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Location & Zoning

Account Number	130573
Old Parcel Number	R2004161215C000100
Street Address	20988 ARID AVE
City	BEND
State	OR
Zip	97703-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:20 SEC/TWN/RNG/MER:SEC 15 TWN 16 RNG 12 MAP REF:161215-C0
Legal Range	12E
Legal Township	16S
Legal Section	15
Legal Quarter	SW
Legal Subdivision	SECOND ADD TO WHISPERING PINES
Legal Block	20
Legal Lot Number	30
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2020
Census Tract	1002

Owner

20988 Arid Ave is owned and occupied by an individual who bought it in June 2018.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20988 ARID AVE, BEND, OR 97703-8924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018 · Amount on File
Deed Sale	Jun 8, 2018 · Amount on File
Prior Sale	Oct 4, 2011 · Amount on File
Deed Document Number	2018-23529
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20988 ARID AVE, BEND, OR 97703-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005876
Date	Feb 14, 2017
Instrument	2017-05876

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20988 ARID AVE, BEND, OR 97703-8924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064754
Date	Dec 1, 2020
Instrument	2020-64754

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20988 ARID AVE, BEND, OR 97703-8924
Document Number	0000033340
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20988 ARID AVE BEND OR 977038924, BEND, OR 97703-8924

Mortgage

Document Number	0000033340
Date	Sep 9, 2019
Instrument	33340

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 8, 2018
Property Address	20988 ARID AVE, BEND, OR 97703-8924
Document Number	0000023529
Instrument Date	Jun 1, 2018
Instrument	2018-23529
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20988 ARID AVE, BEND, OR 97703-8924

Mortgage

Document Number	0000023530
Date	Jun 8, 2018
Instrument	2018-23530

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20988 Arid Ave was $5,017, up 10.7% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,017.00 (+10.68%)	$296,720 (+8.98%)	$1,077,820 (+5.96%) Land $364,360 Building $713,460
2024	$4,533.00 (+4.91%)	$272,280 (+3%)	$1,017,160 (-) Land $332,540 Building $684,620
2023	$4,321.00	$264,350	$1,017,160 Land $332,540 Building $684,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20988 Arid Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20988 Arid Ave is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 66% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	25 / 5

May also be available: AT&T, TDS Telecom, Webformix.

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