20987 Ponca Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 20987 Ponca Rd, Apple Valley, CA 92308

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 2003
Lot Size0.494 acres (21,500 sqft)
Owner2 Individual Names on Record
Last Sale$382,500 (Feb 2025)
Tax Bill$2,054 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone D (undetermined)
APN3087-283-06-0000

Property Details

APN / Parcel Number

Primary APN3087-283-06-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,776 sqft
1st Floor Area1,296 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,500 sqft (0.494 acres)
Lot Dimensions215 ft deep x 100 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address20987 PONCA RD
CityAPPLE VALLEY
StateCA
Zip92308-6431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3703 LOT 115 TR NO 3703 LOT 115 EX UND 1/2 INT MIN RTS WOSE
Legal SubdivisionTRACT NO. 3703
Legal Tract3703
Legal Block1
Legal Lot Number115
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group1
Census Block1010
Census Tract9721

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20987 PONCA RD, APPLE VALLEY, CA 92308-6431
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2025 · Amount on Record
Deed SaleFeb 4, 2025 · Amount on Record
Prior SaleMay 8, 2003 · Amount on Record
Deed Document Number202523727
Prior Transfer DateNov 1, 2022
Prior Transfer Doc0000363785
Record UpdatedSep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateNov 2, 2022
Property Address20987 PONCA RD, APPLE VALLEY, CA 92308-6431
Document Number0000363785
Map ReferenceMB 48 PG 47&48
Instrument DateNov 1, 2022
Instrument2022-0363785
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5491 E 128TH DR, THORNTON, CO 80241-2341

Mortgage

Document Number0000363786
DateNov 2, 2022
Instrument2022-0363786
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityApple Valley Town
CountySan Bernardino County
Unified School DistrictApple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$390,150 (+130.43%) Land $78,030 Building $312,120
2025$2,054.00 (+3.84%)$169,312 (+4.04%) Land $36,208 Building $133,104
2023$1,978.00 (+1.59%)$162,737 Land $34,802 Building $127,935
2022$1,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY UTILITIES (AV RANCHOS) CORP.
private · serves 63,381 people · EPA ID CA3610003
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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