20985 Miramar Dr, Bend, OR 97702 Property Records

Deschutes County property record for 20985 Miramar Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,448 sqft · built 2006
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (May 2025)
Tax Bill	$6,544 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181215-BD-01014`

Property Details

APN / Parcel Number

Primary APN	`181215-BD-01014`
Alternative APN	`248493`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	3,057 sqft
1st Floor Area	1,806 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Lot Area	14,810 sqft (0.34 acres)
Garage Area	609 sqft
Deck Area	321 sqft

Location & Zoning

Account Number	248493
Street Address	20985 MIRAMAR DR
City	BEND
State	OR
Zip	97702-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	SILVER RIDGE PUD LOT 10
Legal Range	12
Legal Township	18
Legal Section	15
Legal Subdivision	SILVER RIDGE PUD
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3007
Census Tract	1904

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20985 MIRAMAR DR, BEND, OR 97702-9354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Jan 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	202513667
Prior Transfer Date	Jan 16, 2019
Prior Transfer Doc	0000001518
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20985 MIRAMAR DR, BEND, OR 97702-9354
Transaction Type	Mortgage
Record Updated	Jun 29, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20985 MIRAMAR DR, BEND, OR 97702-9354

Mortgage

Document Number	0000025089
Date	Jun 23, 2022
Instrument	2022-25089

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 16, 2019
Property Address	20985 MIRAMAR DR, BEND, OR 97702-9354
Document Number	0000001518
Instrument Date	Jan 16, 2019
Instrument	1518
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	20985 MIRAMAR DR BEND OR 977029354, BEND, OR 97702-9354

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,544.00 (+3.94%)	$387,340 (+3%)	$903,460 (-) Land $289,650 Building $613,810
2024	$6,296.00 (+7.88%)	$376,060 (+3%)	$903,460 (-) Land $289,650 Building $613,810
2023	$5,836.00	$365,110	$903,460 Land $289,650 Building $613,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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