Loudoun County property record for 20985 Flatboat Ct, Sterling, VA 20165 · Last verified October 2023
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,726 sqft · built 1991 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $762,000 (Sep 2018) |
| Tax Bill | $7,630 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-38-9207-000 |
| Primary APN | 007-38-9207-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,726 sqft Living Area |
| Gross Area | 6,139 sqft |
| 1st Floor Area | 1,170 sqft |
| Attic Area | 88 sqft |
| Basement Area | 1,265 sqft |
| Finished Basement | 1,265 sqft |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 294 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | /82/E/7////40/ |
|---|---|
| Street Address | 20985 FLATBOAT CT |
| City | STERLING |
| State | VA |
| Zip | 20165-7443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CASCADES SEC.2B LOT 40 1726--331 |
| Legal Subdivision | CASCADES |
| Legal Lot Number | 40 1726 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 611209 |
Source: Loudoun County records · APN 007-38-9207-000
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20985 FLATBOAT CT, STERLING, VA 20165-7443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MTG |
| Sep 07, 2018 | Deed of Trust, Mortgage · Line of Credit ARLINGTON CMNTY FCU |
| Sep 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Deed Document Number | 201809110053097 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20985 FLATBOAT CT, STERLING, VA 20165-7443 |
| Document Number | 20200918084827 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20985 FLATBOAT CT STERLING VA 201657443, STERLING, VA 20165-7443 |
| Document Number | 20200918084827 |
|---|---|
| Date | Sep 18, 2020 |
| Instrument | 84827 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 17, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20985 FLATBOAT CT, STERLING, VA 20165-7443 |
| Document Number | 20180911053099 |
| Instrument Date | Sep 07, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 20180911053099 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 53099 |
| Name | ARLINGTON CMNTY FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 11, 2018 |
| Property Address | 20985 FLATBOAT CT, STERLING, VA 20165-7443 |
| Document Number | 20180911053097 |
| Instrument Date | Sep 07, 2018 |
| Instrument | 53097 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $762.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20985 FLATBOAT CT STERLING VA 201657443, STERLING, VA 20165-7443 |
| Document Number | 20180911053098 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 53098 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,630.00 | $872,010 Land $245,600 Building $626,410 | $872,010 Land $245,600 Building $626,410 |
Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), updated June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076112091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2011–2019) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2019, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 210 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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