20985 Eagle Lake Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 20985 Eagle Lake Rd, Brainerd, MN 56401 · Last verified August 2026

Property Highlights

Property Type	Residential > Specialized > Seasonal, Cabin, Vacation
Bedrooms	2 Beds
Year Built	Built 1997
Square Footage	1,088 sqft Living Area
Lot Size	121,972 sqft (2.8 acres)
Garage	1,992 sqft
Tax Bill	$3,678.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`780122006GA0009`
Alternative APNs	`78120592` `130148`

Interior

Bedrooms	2 Beds
Building Area	1,088 sqft Living Area
1st Floor	956 sqft 1st Floor
Basement Area	612 sqft Basement
Finished Basement	612 sqft Finished
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	121,972 sqft (2.8 acres)
Driveway	Driveway
Garage Area	1,992 sqft Garage
Deck Area	558 sqft Deck
View	Waterfront-Beach (Ocean, River, or Lake) View
Gazebo	100 sqft Gazebo

Utilities and HVAC

Heating System	Oil Heating

Location & Zoning

Account Number	130148
Street Address	20985 EAGLE LAKE RD
City	BRAINERD
State	MN
Zip	56401-5630
Property Usage	Residential Property Usage
Type	Residential > Specialized > Seasonal, Cabin, Vacation
Legal Description	THAT PT OF GL 6 SEC 12 DESC AS FOL: COMM AT INTER OF W LINE OF SD GL 6 & A LINE 2300FT S'LY OF MEASURED AT A RIGHT ANGLE TO A
Legal Range	29W
Legal Township	45N
Legal Section	12
Legal Lot Number	6
Jurisdiction	CROW WING MN
Minor Civil Division	NOKAY LAKE
Census Blockgroup	1
Census Block	1068
Census Tract	950802

Owner

Source: Crow Wing County records · APN 780122006GA0009

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9007 STRATFORD XING, MINNEAPOLIS, MN 55443-3856
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Crow Wing County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Nokay Lake Township
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,678.00 (-7.12%)	$567,500 (+7.93%) Land $293,200 Building $274,300	$567,500 (+7.93%) Land $293,200 Building $274,300
2025		$525,800 (+10.98%) Land $241,800 Building $284,000	$525,800 (+10.98%) Land $241,800 Building $284,000
2023	$3,960.00	$473,800 Land $204,000 Building $269,800	$473,800 Land $204,000 Building $269,800

Flood & Wildfire

20985 Eagle Lake Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Crow Wing County (27035C), updated August 15, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 32nd percentile of exposed land nationally · 58th in Minnesota
Wildfire Likelihood	Low — about 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.