20984 E Saddle Way, Queen Creek, AZ 85142 Property Records

Maricopa County property record for 20984 E Saddle Way, Queen Creek, AZ 85142

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,050 sqft · built 2004
Lot Size0.207 acres (9,031 sqft)
Owner2 Individual Names on File
Last Sale$309,000 (Oct 2018)
Tax Bill$1,821 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2024 Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN304-66-126

Property Details

APN / Parcel Number

Primary APN304-66-126
Alternative APN
  • 304661265

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,050 sqft Living Area
Gross Area2,280 sqft
1st Floor Area2,050 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area9,031 sqft (0.207 acres)
Parking Spaces2 Parking Spaces
Pool Area350 sqft
Patio Area230 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address20984 E SADDLE WAY
CityQUEEN CREEK
StateAZ
Zip85142-6507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionQUEENLAND MANOR MCR 521-43
Legal Range7E
Legal Township2S
Legal Section15
Legal SubdivisionQUEENLAND MANOR
Legal Lot Number86
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2008
Census Tract816903

Owner

20984 E Saddle Way is owned and occupied by two individuals who bought it in October 2018.

Source: Maricopa County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Feb 26, 2024Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 1, 2022Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LOAN SERVICING LLC
Jul 15, 2019Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 5, 2019Deed of Trust, Mortgage · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 9, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 5, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2018 · Amount on File
Deed SaleOct 9, 2018 · Amount on File
Prior SaleFeb 5, 2010 · Amount on File
Deed Document Number2018757677
Prior Transfer DateSep 2, 2006
Prior Transfer Doc0001284537
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000179151
DateMar 27, 2026
Instrument20260179151
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction TypeMortgage
Record UpdatedMar 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000095913
DateFeb 26, 2024
Instrument20240095913
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000813871
DateNov 1, 2022
Instrument20220813871
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000533251
DateJul 15, 2019
Instrument20190533251
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000596376
DateAug 5, 2019
Instrument20190596376
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 9, 2018
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Document Number0000757677
Map ReferenceMB 521 PG 43
Instrument DateOct 1, 2018
Instrument20180757677
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20934 E OCOTILLO RD, 20934, QUEEN CREEK, AZ 85142-7601

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000757678
DateOct 9, 2018
Instrument20180757678
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address20984 E SADDLE WAY, QUEEN CREEK, AZ 85142-6507
Document Number0000519462
Instrument DateJul 5, 2018
Transaction TypeMortgage
Record UpdatedJul 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20984 E SADDLE WAY QUEEN CREEK AZ 851426507, QUEEN CREEK, AZ 85142-6507

Mortgage

Document Number0000519462
DateJul 10, 2018
Instrument519462
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJul 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 20984 E Saddle Way was $1,821.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityQueen Creek Town
Unified School DistrictQueen Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,660 (+113.47%)$446,600 (+0.77%) Land $89,300 Building $357,300
2025$1,821.00$20,921 (-53.32%)$443,200 (-1.12%) Land $88,600 Building $354,600
2024$44,820$448,200 Land $89,600 Building $358,600
2023$1,968.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20984 E Saddle Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20984 E Saddle Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF QUEEN CREEK
private · serves 95,502 people · EPA ID AZ0407033
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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