20983 Rd I18, Cloverdale, OH 45827 Property Records

Putnam County property record for 20983 Rd I18, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,428 sqft
Lot Size	1.21 acres (52,882 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Apr 2012)
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Jul 2013 Line of Credit Mar 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`37-007090.0100`

Property Details

APN / Parcel Number

Primary APN	`37-007090.0100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	1,224 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Finished Basement	716 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	52,882 sqft (1.21 acres)
Terrain	Rolling
Granary	1,600 sqft
Poultry House	1,200 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	20983 ROAD I18
City	CLOVERDALE
State	OH
Zip	45827-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1N 5E 10 NECOR LOT 1 SE VAL INCL 37-0081.30.0300
Legal Range	5E
Legal Township	1N
Legal Section	10
Legal Lot Number	1
Jurisdiction	PUTNAM OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3016
Census Tract	30200

Owner

20983 Rd I18 is owned and occupied by an individual who acquired it in August 2021.

Source: Putnam County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	20983 ROAD I18, CLOVERDALE, OH 45827-9517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2013	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Aug 26, 2021	Transfer on Death Deed, Transfer
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2012 · Amount on File
Deed Sale	Apr 3, 2012 · Amount on File
Deed Document Number	20121932
Deed Book / Page	636 / 630
Last Transfer Date	Aug 26, 2021
Transfer Doc	737/2064
Record Updated	Sep 20, 2026

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	20983 ROAD I18, CLOVERDALE, OH 45827-9517
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00652/1702
Date	Jul 25, 2013
Book Page	652/1702
Instrument	201300003896

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	20983 ROAD I18, CLOVERDALE, OH 45827-9517
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000731/392
Date	Mar 1, 2021
Book Page	731/392
Instrument	202100001031

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PUTNAM OH
Recording Date	Aug 26, 2021
Property Address	20983 ROAD I18, CLOVERDALE, OH 45827-9517
Document Number	00737/2064
Book / Page	737 / 2064
Map Reference	VOL 536 PG 118
Instrument Date	Aug 26, 2021
Instrument	202100004578
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20983 ROAD I18, CLOVERDALE, OH 45827-9517

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	20983 ROAD I18, CLOVERDALE, OH 45827-9517
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	731/392
Date	Mar 1, 2021
Book Page	731/392
Instrument	202100001031

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20983 Rd I18 was $1,395 with a homeowner's exemption.

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Perry Township
Unified School District	Continental Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,395.00 Homeowner's exemption	$41,860 Land $5,130 Building $36,730	$119,600 Land $14,660 Building $104,940
2023	$1,346.00 (+11.7%) Homeowner's exemption Additional exemption filed	$29,620 (-) Land $3,880 Building $25,740	$119,600 Land $14,660 Building $104,940
2022	$1,205.00 Homeowner's exemption	$29,620 Land $3,880 Building $25,740
2020			$84,630 Land $11,090 Building $73,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20983 Rd I18 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20983 Rd I18 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
bright.net Fixed Wireless	25 / 5
TDS Telecom DSL	10 / 1

May also be available: AT&T.

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