20981 Marsh Orchid Ct, Bend, OR 97701 Property Records

Deschutes County property record for 20981 Marsh Orchid Ct, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,584 sqft · built 2004
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$284,500 (Mar 2013)
Tax Bill	$6,579 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171222 CA 00119`

Property Details

APN / Parcel Number

Primary APN	`171222 CA 00119`
Alternative APN	`241843`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,584 sqft Living Area
1st Floor Area	1,502 sqft
2nd Floor Area	2,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Split Level
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Mixed
Garage Area	726 sqft
Deck Area	250 sqft
Storage Building	Storage Building

Location & Zoning

Account Number	241843
Street Address	20981 MARSH ORCHID CT
City	BEND
State	OR
Zip	97701-9496
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:10 SUBD:TERRANGO GLEN EAST PHASE 1 SEC/TWN/RNG/MER:SEC 22 TWN 17 RNG 12 MAP REF:171222-CA
Legal Range	12E
Legal Township	17S
Legal Section	22
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	TERRANGO GLEN EAST PHASE 1
Legal Lot Number	10
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1021
Census Tract	1101

Owner

20981 Marsh Orchid Ct is owner-occupied and held in a trust since January 2022.

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	20981 MARSH ORCHID CT, BEND, OR 97701-9496
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage USA DIRECT FUNDING
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Jan 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 8, 2013 · Amount on File
Deed Sale	Mar 8, 2013 · Amount on File
Prior Sale	Mar 8, 2013 · Amount on File
Deed Document Number	0000009712
Last Transfer Date	Jan 4, 2022
Transfer Doc	0000000355
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20981 MARSH ORCHID CT, BEND, OR 97701-9496
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050137
Date	Dec 18, 2017
Instrument	2017-50137

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20981 MARSH ORCHID CT, BEND, OR 97701-9496
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050908
Date	Dec 26, 2019
Instrument	2019-50908

Lender

Name	USA DIRECT FUNDING
Type	Lending Institution
Address	LAKE OSWEGO, OR 97035

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20981 MARSH ORCHID CT, BEND, OR 97701-9496
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028183
Date	May 5, 2021
Instrument	2021-28183

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 4, 2022
Property Address	20981 MARSH ORCHID CT, BEND, OR 97701-9496
Document Number	0000000355
Instrument Date	Jun 24, 2021
Instrument	2022-00355
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 SW MILL VIEW WAY, BEND, OR 97702-1556

Tax Assessment & Valuation

The 2025 property tax bill for 20981 Marsh Orchid Ct was $6,579, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,579.00 (+3.93%)	$389,420 (+3%)	$884,060 (-4.58%) Land $219,500 Building $664,560
2024	$6,330.00 (+7.87%)	$378,080 (+3%)	$926,500 (+1.81%) Land $219,500 Building $707,000
2023	$5,868.00	$367,070	$910,050 Land $214,500 Building $695,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20981 Marsh Orchid Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20981 Marsh Orchid Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Webformix.

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