20980 Andiron Pl, Estero, FL 33928 Property Records

Lee County property record for 20980 Andiron Pl, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,178 sqft · built 1988
Lot Size0.168 acres (7,322 sqft)
Owner2 Individual Names on Record
Last Sale$270,000 (Jun 2019)
Tax Bill$2,887 (2025)
Deeds & MortgagesMay 2024 Second Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-46-25-E3-0200D.0430

Property Details

APN / Parcel Number

Primary APN27-46-25-E3-0200D.0430
Alternative APNs
  • 252746E30200D0430
  • 10272792

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,178 sqft Living Area
Gross Area2,847 sqft
1st Floor Area1,419 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area7,322 sqft (0.168 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area160 sqft
PorchFlorida Room
Porch Area165 sqft
Patio Area599 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10272792
Street Address20980 ANDIRON PL
CityESTERO
StateFL
Zip33928-2279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionVILLAGES AT COUNTRY CREEK U-2 REPLAT BLK D PB40 PG53 THRU 66 LOT 43
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILLAGES AT COUNTRY CREEK
Legal TractE3
Legal BlockD
Legal Lot Number43
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1007
Census Tract50210

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20980 ANDIRON PL, ESTERO, FL 33928-2279
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleOct 3, 2012 · Amount on Record
Deed Document Number2019148602
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20980 ANDIRON PL, ESTERO, FL 33928-2279
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address20980 ANDIRON PL, ESTERO, FL 33928-2279

Mortgage

Document Number0000125884
DateMay 3, 2024
Instrument2024000125884
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2044

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20980 ANDIRON PL, ESTERO, FL 33928-2279
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20980 ANDIRON PL, ESTERO, FL 33928-2279

Mortgage

Document Number0000406809
DateDec 13, 2021
Instrument2021000406809
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,887.00 (+7.84%) Homeowner's exemption$233,856 (+5.99%)$322,109 (+4.97%) Land $82,930 Building $239,179
2023$2,677.00 (-1.83%) Homeowner's exemption$220,646 (+3%)$306,872 (+20.16%) Land $99,097 Building $207,775
2022$2,727.00 Homeowner's exemption$214,219$255,387 Land $106,973 Building $148,414

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Hotwire Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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