20980 60th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 20980 60th Ter, Live Oak, FL 32060

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,253 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Jan 2019)
Tax Bill	$355 (2024)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02S-11E-10961-001000`

Property Details

APN / Parcel Number

Primary APN	`02-02S-11E-10961-001000`
Alternative APN	`10961001000`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,253 sqft Living Area
1st Floor Area	1,985 sqft
2nd Floor Area	315 sqft
Upper Floors Area	315 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Carport Area	315 sqft
Patio Area	1,056 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	10961001000
Street Address	20980 60TH TER
City	LIVE OAK
State	FL
Zip	32060-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 5.00 ACRES FOR POB COM AT THE SW COR OF SAID OF NE1/4 OF SE1/4 RUN N 00 DEG 47' 44 W ALONG THE W LINE OF SAID NE1/4 OF
Legal Range	11E
Legal Township	02S
Legal Section	02
Jurisdiction	SUWANNEE FL
Township / Civil Division	DOWLING PARK
Census Block Group	1
Census Block	1026
Census Tract	970304

Owner

20980 60th Ter is owned and occupied by an individual who bought it in January 2019.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20980 60TH TER, LIVE OAK, FL 32060-3402
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2019 · Amount on File
Deed Sale	Jan 30, 2019 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Document Number	2019211456
Deed Book / Page	2097 / 0375
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Jan 30, 2019
Property Address	20980 60TH TER, LIVE OAK, FL 32060-3402
Document Number	0000211456
Book / Page	2097 / 0375
Instrument Date	Jan 29, 2019
Instrument	2019211456
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20980 60TH TER, LIVE OAK, FL 32060-3402

Mortgage

Document Number	0000211457
Date	Jan 30, 2019
Instrument	2019211457

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$214,073	$340,857 Land $52,375 Building $288,482
2024	$355.00
2023	$355.00 (+2.9%)	$174,128 (+3%)	$277,127 (+34.2%) Land $39,750 Building $237,377
2022	$345.00	$169,056	$206,498 Land $34,500 Building $171,998

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20980 60th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20980 60th Ter is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20