2098 Wayne Rd, Wilmington, OH 45177 Property Records

Clinton County property record for 2098 Wayne Rd, Wilmington, OH 45177

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,034 sqft · built 1987
Lot Size	1.4 acres (61,245 sqft)
Owner	2 Individual Names on File
Last Sale	$156,333 (Aug 2008)
Tax Bill	$2,199 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023350-8`

Property Details

APN / Parcel Number

Primary APN	`023350-8`
Alternative APNs	`270-01-11-15-0000-00` `2700102441`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	61,245 sqft (1.4 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Patio Area	56 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	023350-8
Street Address	2098 WAYNE RD
City	WILMINGTON
State	OH
Zip	45177-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	MS 1556
Legal Subdivision	MS 1556
Legal Block	57
Jurisdiction	CLINTON OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2018
Census Tract	964501

Owner

2098 Wayne Rd is owned and occupied by two individuals who bought it in August 2008.

Source: Clinton County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2098 WAYNE RD, WILMINGTON, OH 45177-1076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
May 3, 2012	Deed of Trust, Mortgage NATIONAL BANK & TRUST COMPANY
Dec 20, 2013	Deed of Trust, Mortgage THE NATIONAL BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2008 · Amount on File
Deed Sale	Aug 18, 2008 · Amount on File
Prior Sale	May 24, 2000 · Amount on File
Prior Transfer Date	May 6, 2008
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Recording Date	Apr 3, 2026
Property Address	2098 WAYNE RD, WILMINGTON, OH 45177-1076
Document Number	202600001484
Instrument Date	Mar 30, 2026
Instrument	20261484
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2098 WAYNE RD, WILMINGTON, OH 45177-1076

Mortgage

Document Number	0000001484,
Date	Apr 3, 2026
Instrument	20261484

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	2098 WAYNE RD, WILMINGTON, OH 45177-1076
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000833/447
Date	May 3, 2012
Book Page	833/447
Instrument	2012-00002114

Lender

Name	NATIONAL BANK & TRUST COMPANY

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 1, 2032

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	2098 WAYNE RD, WILMINGTON, OH 45177-1076
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000883/401
Date	Dec 20, 2013
Book Page	883/401
Instrument	2013-00006272

Lender

Name	THE NATIONAL BANK AND TRUST COMPANY
Address	WILMINGTON, OH 45177

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2098 Wayne Rd was $2,199 with a homeowner's exemption, down 15.5% from the year before.

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Union Township
Unified School District	Wilmington City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,199.00 (-15.52%) Homeowner's exemption	$92,890 (-) Land $12,740 Building $80,150	$265,400 (-) Land $36,400 Building $229,000
2024	$2,603.00 (+3.38%) Homeowner's exemption	$92,890 (-) Land $12,740 Building $80,150	$265,400 (-) Land $36,400 Building $229,000
2023	$2,518.00 (+21.12%) Homeowner's exemption	$92,890 (+30.83%) Land $12,740 Building $80,150	$265,400 Land $36,400 Building $229,000
2022	$2,079.00 Homeowner's exemption	$71,000 Land $9,340 Building $61,660
2020			$202,860 Land $26,690 Building $176,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2098 Wayne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2098 Wayne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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